I'm thinking about downgrading or closing my aspire card. The retention offers on the card look rather low. I currently have the plat so I will still have gold hilton status. I don't foresee any travel for a couple more months at least. I already have a no AF hilton card. I was thinking about maybe just cancelling this card and see if an upgrade offer pops on my other no AF hilton card. I could also just have two no AF hilton cards if that would be better. The other no AF hilton card was never an aspire to start with it was a surpass. Any thoughts?
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@Anonymous wrote:I think with the status extensions, you'll still have diamond after cancelling until early 2022.
So if the credits and FNC aren't worth it, might as well close it or downgrade.
Hmm I know about the status extension but I'm not quite sure that applies to status obtained via a credit card. Anyone have experience with this?
@Anonymous wrote:
from what I've seen, it still stays after with these new extensions
Wow that is really good to know.
@red259 wrote:I'm thinking about downgrading or closing my aspire card. The retention offers on the card look rather low. I currently have the plat so I will still have gold hilton status. I don't foresee any travel for a couple more months at least. I already have a no AF hilton card. I was thinking about maybe just cancelling this card and see if an upgrade offer pops on my other no AF hilton card. I could also just have two no AF hilton cards if that would be better. The other no AF hilton card was never an aspire to start with it was a surpass. Any thoughts?
The combination of Covid-related benefits and the retention offer I was given made keeping the card irresistible.
As my annual fee was coming up for renewal, Amex gave everyone with the card a $50 appreciation credit, 12 points on grocery purchases, and conversion of the $250 resort credit to a $250 restaurant credit. So even without a retention offer I was getting $300 plus the value of the added points. And on top of that they gave me a retention offer of a $300 statement credit on a 90-day spend of $1250. So they were giving me $600+, which rendered the $450 annual fee into.... no problem.
@Anonymous wrote:I dont remember the details, but I was offered maybe 30k Hilton points with 1-2k spending. Not even worth to pay attention.
Regardless of retention offer, it is a keeper.... Resorts / airlines credit plus diamond offset whatever AF there is.
I don't think its a keeper at all. Amex airline credit is hardly easy to use. Resort credit works only at certain properties and again I have been unable to travel. It looks like my diamond status will carry over even if I cancel the card. I get lounge access via other cards.
@SouthJamaica wrote:
@red259 wrote:I'm thinking about downgrading or closing my aspire card. The retention offers on the card look rather low. I currently have the plat so I will still have gold hilton status. I don't foresee any travel for a couple more months at least. I already have a no AF hilton card. I was thinking about maybe just cancelling this card and see if an upgrade offer pops on my other no AF hilton card. I could also just have two no AF hilton cards if that would be better. The other no AF hilton card was never an aspire to start with it was a surpass. Any thoughts?
The combination of Covid-related benefits and the retention offer I was given made keeping the card irresistible.
As my annual fee was coming up for renewal, Amex gave everyone with the card a $50 appreciation credit, 12 points on grocery purchases, and conversion of the $250 resort credit to a $250 restaurant credit. So even without a retention offer I was getting $300 plus the value of the added points. And on top of that they gave me a retention offer of a $300 statement credit on a 90-day spend of $1250. So they were giving me $600+, which rendered the $450 annual fee into.... no problem.
I used up all the restaurant credit so unless they are giving it again then its not a factor for me. The statement credit is interesting, because recently the retention offers I am seeing are 10k points which is not compelling. I didn't get an appreciation credit. When did that happen? This card was an upgrade offer I took in February, so maybe that is why.
I have to agree with OP's original thoughts. Cancel Aspire unless there is a good retention offer. OP still has the no annual fee card which can be upgraded to Aspire when needed or when there is a good upgrade offer. Spend on the no annual fee card will keep Hilton points from expiring. Diamond status should continue, but the Platinum charge benefit of Gold status will be there as a backup.
If you decide to close, make sure you move the credit limit to another card before closing. I believe you will have to leave $1000 behind, but the rest can be moved.
