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Authorized User on Macy's Store Card

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AY27
New Member

Authorized User on Macy's Store Card

Hi, I am a newbie here. Just wondering if anyone knew if the Macy's store card (not Amex) reported AU's? Recently today was added to my boyfriends account, but all they asked him for was my name, nothing person like SSN or DOB. Any info would help. Thanks Smiley Happy

Message 1 of 23
22 REPLIES 22
randeman
Frequent Contributor

Re: Authorized User on Macy's Store Card

No. They don't report for AUs. I have two on mine. They would ask for ssns and dobs if they did.
Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
Message 2 of 23
zerobacan
Established Contributor

Re: Authorized User on Macy's Store Card


@randeman wrote:
No. They don't report for AUs. I have two on mine. They would ask for ssns and dobs if they did.

NOT TRUE!

 

They do report, I have my wife as an AU in my Macys store card. However you both need to have the same address in your CR, and some people say when you get the card and use it to activate it. now I dont know how long it takes, my guess is about 2, 3 months.

 

The same with VS....

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 3 of 23
randeman
Frequent Contributor

Re: Authorized User on Macy's Store Card

Well, I share the same address with one AU who has been on my account for 11 months and it does not appear on his CR. Besides, I would bet legally they would have to have a signature from someone accepting responsibility for an account before they could report.
Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
Message 4 of 23
Jazzzy
Valued Contributor

Re: Authorized User on Macy's Store Card

An AU doesn't accept responsibility for the account.

Message 5 of 23
AY27
New Member

Re: Authorized User on Macy's Store Card

 


@zerobacan wrote:

@randeman wrote:
No. They don't report for AUs. I have two on mine. They would ask for ssns and dobs if they did.

NOT TRUE!

 

They do report, I have my wife as an AU in my Macys store card. However you both need to have the same address in your CR, and some people say when you get the card and use it to activate it. now I dont know how long it takes, my guess is about 2, 3 months.

 

The same with VS....



@zerobacan wrote:

@randeman wrote:
No. They don't report for AUs. I have two on mine. They would ask for ssns and dobs if they did.

NOT TRUE!

 

They do report, I have my wife as an AU in my Macys store card. However you both need to have the same address in your CR, and some people say when you get the card and use it to activate it. now I dont know how long it takes, my guess is about 2, 3 months.

 

The same with VS....


We do live together and have the same address on our CR. I guess only time will tell. I will update if I see an increase or them reporting. I hope they do, that was the only reason I wanted to be added as an AU on his card. Thank you!

Message 6 of 23
Grabiela
New Contributor

Re: Authorized User on Macy's Store Card

YES they do report Authorized user !! Because my father add me in his account and it does show in my credit report

Message 7 of 23
mnavas
Frequent Contributor

Re: Authorized User on Macy's Store Card

Yeah they do reports AUs . Aditionally your boyfriend can request Macys to make you a Joint holder (They´ll send you a letter requesting your name, DofB and SSN)  The downside of becoming a Joint is you basically become reponsable for the payments but at the same time since you´re the "Co-owner", the account looks better in your report than  just a simple AU

Message 8 of 23
sarkell
Frequent Contributor

Re: Authorized User on Macy's Store Card

They do report au. Dh surprised to see his show up on credit report. However it took a few months.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
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Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
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Message 9 of 23
kwinks
Regular Contributor

Re: Authorized User on Macy's Store Card

I am an authorized user on my moms macys store card and it does report on all 3 credit bureaus. And I also wanted asked for social or dob or anything, and I was only 16 at the time I was added.
Message 10 of 23
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