Can i be an authorized user on someones account without having that account on my credit report? The item it already being reported on my credit reports but if i dispute the item and they remove it will i also lose the ability to use the card as an authorized user?
Now if you dispute it, you're saying it's not yours to be on your credit report, meaning you didn't want to be AU, that will call into question why are you using the card wwhen the creditor gets the dispute
So i am guessing its not possible? I am an authorized user on my mothers credit card cause i sometimes go shopping for her when she cant cause of her age, it makes things easier. The problem is she is utilizing all her available credit and its hurting my score.
