BGMWPD320 wrote:
I am the authorized user on one of my wife's CCs. Does that balance count toward my util %?
Yes, for now. A new version of FICO (called FICO 08) will go into effect soon, and that version will ignore autorized user accounts for scoring purposes. Nobody knows when that will happen.
Moving this thread to Credit Cards forum.
Message Edited by cheddar on
07-26-2008 09:19 AM
