Authorized User

[Chanduwar]

Two months ago my daughter added me to her Barclays AA Advantage card so that I could get free checked in bag on US Airways and American Air. My SSN was not provided to them but now it shows on my credit history. HOW!!

I do not need to be on her card as an authorized user. What do I do to get this card off my credit report? If she calls and withdraws me from the account will this adversely impact my scores?

Chanduwar

[Skye12329]

Lenders can report it via last name. To remove it, she would need to remove you from the card and you might need to contact the bureau's. Because when I added DH for a little bit on my chase cards and removed later since his credit improved. They showed up on his report as 'Closed and Authorised user'

But contacting the bureau's and asking to remove accounts was a breeze. As for impacting your scores. It can go either way.