Autopay on various CCs?

[Anonymous]

I dont know where to post this but here it goes...

So lately is difficult to keep track of various credit cards that I have (7 in total) I always login weekly to see all the credit charges to look for fraudulent charged etc. I put notifications on calendar and cell phone a week before every due date of the CC and I always pay in full each month a week before. But I started wondering a case in someday I forgot one payment or something happens that I'm unable to make a payment and for that a get a bad credit report markup etc.

So I was thinking if setting up an autopay on all CC 2 days before the due date in case I forget to pay them. My doubts are into 2 scenarios:

Scenario 1:

Let's say I have $100 due with $25 minimum and I pay $60 and the minimum is set to auto pay, does the system knows that I have paid a balance and it doesn't make the autopayment or it still does it?

Scenario 2:

Let's say I have $100 due and paid in full. The autopay detects it and it doesn't autopay for the current bill?

Thanks for the advice!

[Anonymous]

I can't imagine autopay will work the same way at every institution.

While not a credit card, I had one gas bill on autopay that could not tell when I made a manual payment. It kept crediting my account anyways. It went on for a few months and was a mess to figure out.

The credit cards I have are all set to autopay min payment. I always however pay in full well before that. None of the min payments have gone through.

I would think any major lender would have autopay issues worked out. Never hurts to try it out yourself though.

[Anonymous]

I will try and see how it goes.

[NRB525]

Which cards and banks do you have? There is a huge range of how each bank handles autopay.

[Anonymous]

Amex Blue C, Discover it, Citi Double C, Bank of America Rewards, Synchrony Paypal Cashback, Synchrony Amazon