@score_building wrote:
@Creditwiser wrote:
Be very careful with that card. If used properly it will help you in your rebuild but understand they are snakes and you have to make absolutely positively certain that you do not go over your limit and that you pay them on time, every time . Careful with payment timing as well becuase it can take a week for your payment to post. You really need to check your account pretty much daily to stay on top of it.
That said, when your scores get in to the high 500's to 600's try the Capital One prequalified website and see if your able to get another one of their cards. Cap One will serve you better in the long run and soon you'll be able to close and cut up that Credit One. The sooner, the better !
OPs listed scores are already in this range, +1 should be closing Credit One ASAP.
This.
