Axed Walmart store card

[pazuzu]

Waited for the 4th statement to cut, clicked the CLI button, got declined.

My last CLI was only $100, this time I was flat out denied! 

The CL was only $1725, so it won't affect my util. too much.

[tntexans72]

Have you been using the card and PIF? Or using the card and carry a little balance? sorry to hear......

[Anonymous]

Don't want to keep it for the TU FICO?

[Anonymous]

I am confused about why closing an no fee store card, it can only help you IMHO

[Anonymous]

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@Anonymous wrote:

I am confused about why closing an no fee store card, it can only help you IMHO

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+++1

[Anonymous]

and with the free FICO every month

[Anonymous]

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@Anonymous wrote:

and with the free FICO every month

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But I hav heard people with closed walmart accounts seeing there free fico as well

[bichonmom]

How long have you had the card? Have you used it much, or has it been dormant? I'm hoping for a CLI after 4th stmt, too. But regardless, I'd SD it and have the free monthly FICO if nothing else. 

Generally GEMB is pretty good about those CLIs, so maybe it would be worth a call. 

[pazuzu]

I had the card for four years. 

Closing the acct. was easy to do online. 

[Anonymous]

So I guess I have to ask....why close it? Surely not over one declined CLI, the FICO score alone is worth throwing the card in the SD.