BARCLAY CLD

[Anonymous]

went from $5500 to 500 what a joke called today and ask why it was lowered CSR said the proportion of payment is to low?I told him i pay in full every month then he said I dont know what to say sir. I am not worry about it I have enough credit available and my UTI will remain at 2% oh yeah I close the account to 

[withaspark]

[improvingmycredit]

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@Anonymous wrote:

went from $5500 to 500 what a joke called today and ask why it was lowered CSR said the proportion of payment is to low?I told him i pay in full every month then he said I dont know what to say sir. I am not worry about it I have enough credit available and my UTI will remain at 2% oh yeah I close the account to 

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Hey mr_postman!

I'm sorry to hear of your AA.  That stinks.  I'm curious, how long have you had the Barclays account and did you open any new accounts after acquiring them?  What would be the reason for the AA?  Thanks and again sorry to hear it!

[myjourney]

That's a real bummer....sorry

[parakleet]

That's terrible! Sorry to hear about that. All these reports of AA's are making me think twice about applying for anything with Barclays!

[LS2982]

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@Anonymous wrote:

went from $5500 to 500 what a joke called today and ask why it was lowered CSR said the proportion of payment is to low?I told him i pay in full every month then he said I dont know what to say sir. I am not worry about it I have enough credit available and my UTI will remain at 2% oh yeah I close the account to 

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Sorry to hear.........

I'm strating to get spooked myself of them CLD'ing me.

[dodgerslv]

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@Anonymous wrote:

went from $5500 to 500 what a joke called today and ask why it was lowered CSR said the proportion of payment is to low?I told him i pay in full every month then he said I dont know what to say sir. I am not worry about it I have enough credit available and my UTI will remain at 2% oh yeah I close the account to 

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awww..sorry to hear postman...I am going to start checking my new Barclays account everyday and see if they take action on me also. I still have one new account that hasnt reported yet and my utilization is going to shoot up from about 4% to about 8-10% come the end of the month cuz of expenses. I dont know if Barclays is going to like that. I am a little worried but whatever happens i guess happens.

[CreditCrusader]

Barclay is a tough puzzle to solve...your case is just another example.

My example?

These guys approved me with a 616 TU FICO. My TU FICO is now over 100 points higher, and they won't CLI me for anything...and it's been nearly two years. No missed pays...UTIL for their card at 0% (currently) and 99% and everywhere in-between...ZIP...NOTHING.

[Creditaddict]

Gosh 2% util.... Now I know they should have CLD my partners USAir Business Card! $15k to $6,450!

Silly Barclay!

[ChopperED]

I have been as well. Im not picking up any new accounts and am just paying off what i have. I applied with them and was approved with about 26 % UTI but have been bringing that down. No need for me to rock the boat with them, keeping their card less than 10%