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BB Store Card CLI

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kjm79
Valued Contributor

BB Store Card CLI

Hit the luv button today and increased from $1700 to $2900.  Who said Friday the 13th was unlucky?? Had a $54 balance on it. 

 

Opened this card in July 2011 with a starting limit of $1200.  In Aug I requested a CLI, approved, CLI to $1700.  Asked for an increase in March.  Denied, said I didn't wait 6 months since my last increase...Sept to March is 7 months to me, but maybe I use a different kind of math than HSBC does.  All soft pulls btw.  Current util of 23%.   

 

Now if my dumb target card doesn't do something this year I'm going to burn it!!!  $200 limit since 2009.  My next lowest CL is $2600.  That small $200 limit looks awful on my spreadsheets.  Anyways, happy Friday everyone!!! 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 1 of 11
10 REPLIES 10
hedgeclipper2
Frequent Contributor

Re: BB Store Card CLI

Congrats!  I am getting as much as I can before Capital One takes over.  Then no more CLI I'm sure Smiley Sad

 

I have gone from $1800 > $2400 > $3300 > $4800 in the last year and 4 months with them.  All soft pulls for me as well!


Congrats again!

-----------------------
My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 2 of 11
kjm79
Valued Contributor

Re: BB Store Card CLI

Yeah, I'm not looking forward to Cap1 one taking over at all. 

 

Congrats on your CLI's as well!!  Those are nice jumps. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 3 of 11
Anonymous
Not applicable

Re: BB Store Card CLI

This is the Mastercard right?

Message 4 of 11
kjm79
Valued Contributor

Re: BB Store Card CLI

No.  This is just the store card. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 5 of 11
Anonymous
Not applicable

Re: BB Store Card CLI

did they ask your income? Is it a soft or hard?

 

I just hit the button and they asked my income, then its a denial...mine is $500 cl. 

Message 6 of 11
kjm79
Valued Contributor

Re: BB Store Card CLI

They did ask my income and it was a soft.

 

Sorry about the denial.  Do you have the store card or the MC with the AF?  The MC is pretty hard to get CLI's on. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 7 of 11
Anonymous
Not applicable

Re: BB Store Card CLI

I have the store card. 

I haven't use the card for 6 month, that maybe the reason of denial...

 

Congra to u anyway~

Message 8 of 11
LS2982
Mega Contributor

Re: BB Store Card CLI


@kjm79 wrote:

Hit the luv button today and increased from $1700 to $2900.  Who said Friday the 13th was unlucky?? Had a $54 balance on it. 

 

Opened this card in July 2011 with a starting limit of $1200.  In Aug I requested a CLI, approved, CLI to $1700.  Asked for an increase in March.  Denied, said I didn't wait 6 months since my last increase...Sept to March is 7 months to me, but maybe I use a different kind of math than HSBC does.  All soft pulls btw.  Current util of 23%.   

 

Now if my dumb target card doesn't do something this year I'm going to burn it!!!  $200 limit since 2009.  My next lowest CL is $2600.  That small $200 limit looks awful on my spreadsheets.  Anyways, happy Friday everyone!!! 


CONGRATS on the nice CLI!!

 

I'd be burning that card ASAP Smiley Very Happy




EQ FICO 548 3/3/16
Message 9 of 11
s_rob7488
Regular Contributor

Re: BB Store Card CLI

So if I got a could not process that won't be a HP will it??? I did a CLI a month ago maybe...thought I'd try my luck again..
Message 10 of 11
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