BBVA Amex Card BT check question

[Anonymous]

the checks that come with nba card when it comes in the mail,  can you write them to yourself.  is it considered cash advance or what,, has anyone used them.

[Anonymous]

I don't see that it stipulates how the checks are used.It just gives a date when the checks must be used to get the purchase APR rate and not the usual cash advance interest rate

We are going to write one out right now and deposit it in the bank.

[Anonymous]

i didnt get any BT checks. I should call em and ask. Is it a 0% APR for 12 months? 

[Anonymous]

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@Anonymous wrote:

i didnt get any BT checks. I should call em and ask. Is it a 0% APR for 12 months? 

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No they usually send you 2 checks before you get the card with an expiration date on them which is about 60 days from your approval date.

You basically can write out a cash advance at the purchase APR rate and not the Cash Advance rate by the expiration date on the check.

The card is 0% interest for 6 months, not a year.