BBVA pulled Early Warning report

[baller4life]

Yes as LTL stated, their the equivalent of Chexsystems. They report banking activities like fraud,bad checks,etc. Not credit stuff. So I find it odd BBVA pulled them for a cc.

[Anonymous]

It's indeed odd, which is why everyone should check ALL of their reports. Would be wonky if you're denied a credit card for something in an Early Warning report - especially if it contains an error. 

[CreditMagic7]

Just got off the phone with them. An email with (2) docs has also just arrived. They requred a copy of DL before issuing a disclosure.

Frankly this is getting pretty annoying to me dealing with one after another of different agency's managing of our information like this.

[Anonymous]

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@CreditMagic7 wrote:

Just got off the phone with them. An email with (2) docs has also just arrived. They requred a copy of DL before issuing a disclosure.

Frankly this is getting pretty annoying to me dealing with one after another of different agency's managing of our information like this.

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@ CM, you received this form from BBVA Compass? This is the first time I see this in years... Huh, I am not sure whats going on...

[CreditMagic7]

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@Anonymous wrote:

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@CreditMagic7 wrote:

Just got off the phone with them. An email with (2) docs has also just arrived. They requred a copy of DL before issuing a disclosure.

Frankly this is getting pretty annoying to me dealing with one after another of different agency's managing of our information like this.

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@ CM, you received this form from BBVA Compass? This is the first time I see this in years... Huh, I am not sure whats going on...

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Nope. Read it directly please.

It's yet another reporting agency named Early Warning.

Has nothing to do with BBVA Compass except that THEY USE IT.

[Anonymous]

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@CreditMagic7 wrote:

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@Anonymous wrote:

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@CreditMagic7 wrote:

Just got off the phone with them. An email with (2) docs has also just arrived. They requred a copy of DL before issuing a disclosure.

Frankly this is getting pretty annoying to me dealing with one after another of different agency's managing of our information like this.

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@ CM, you received this form from BBVA Compass? This is the first time I see this in years... Huh, I am not sure whats going on...

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Nope. Read it directly please.

It's yet another reporting agency named Early Warning.

Has nothing to do with BBVA Compass except that THEY USE IT.

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I got it, Thanks ... I just ordered mine to review if everything is accurate.

[CreditCuriosity]

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@gdale6 wrote:

Well well another outlier CRA. Have just requested my report to see who has done what, thanks for the info

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Problem with early warning is it is only a snapshots of certain banks such as when I use to bank with BofA how much my deposit were per month, but when I switched to Us Bank they don't report to them.  So IMO a 2nd tier CRA which they are IMO should report all or not exist.  Obviously the creditors need to report to them, but it is by far not a complete picture.  I believe it was Chase and another company that initially funded this company.  Can't put a freeze on them either which bothers me to some extent.  Anyone providing information determined in credit decisions one would thinkk you should be able to control, but Early Warning and I had an arguement about this close to a year ago.  Hopefully they will be forced to comply eventually.

edit: see LTL lurkers comment so a few companies