BCP AF

[longtimelurker]

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@GaTech wrote:

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But inferior to the uncapped cards 5x TYP which is what I have, and the Blue Cash, which is what I am getting.

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TY points aren't that valuable as cVCash back.

and the old Blue Cash card will NEVER yield 5% since you have to spend at least $6,500 in the special categories (yielding only 1% or .5%).

therefore the BCP is still a superior card. For the thrift spenders and the heavy ones. 

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Not sure why I am bothering to argue, but just No!   The possibility of manufactured spend on the drug store or supermarket component far outweighs the BCP.  I've been making $800+ a month profit on the Citi card, just doesn't compare with the BCP.

And even for my normal "real" supermarket spend, since i can get the needed certificates at 5% off at Amazon with my Sallie Mae, the BCP still has a negative value.

[OnTheRebound]

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@longtimelurker wrote:

Hi, looking for info on Amex policies.  I have a BCP, with another AF due in Feb, and I want to downgrade (because of my new shiny Blue Cash) to BCE.  I assume I can do this once the AF hits and get the AF refunded, but wanted to check.

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                                                                                                                                                                                                                                                                                                                                        This is straight from the horses mouth.

You must cancel or PC within 30 days after the AF posts to get the annual fee refunded. This was a few years ago, so you may want to call them.

[longtimelurker]

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@OnTheRebound wrote:

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@longtimelurker wrote:

Hi, looking for info on Amex policies.  I have a BCP, with another AF due in Feb, and I want to downgrade (because of my new shiny Blue Cash) to BCE.  I assume I can do this once the AF hits and get the AF refunded, but wanted to check.

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                                                                                                                                                                                                                                                                                                                                        This is straight from the horses mouth.

You must cancel or PC within 30 days of the AF posts to get the annual fee refunded. This was a few years ago, so you may want to call them.

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Thanks!