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BEWARE OF FIRST PREMIER!!

tag
App_Addict
Valued Contributor

BEWARE OF FIRST PREMIER!!

They S*ck and and I mean they S*ck REAL BAD! My DW got them and it was one thing after another that they would do, to try to get fees! The last three things that made her close was, 1. She went to pay and it happened to be the last day on the due date. They said SORRY but it is after 7:00PM and you will be charged a $25.00 late fee! 2. Paid the next month in plenty of time, put the checking info. in and good to go...SO I THOUGHT! Noticed a week or so later that it did not post and I see a RETURNED CHECK FEE $25.00!!!!! I called and they said I must have put the info in wrong so they could not process!! **bleep**!!! I read it back to them and IT WAS RIGHT, but they said sorry, WRONG! How can they get away with this? So my DW told them to cancel right there. 3. They were VERY rude and just wanted to argue! After many, many attempts they did close it but the amount of money that they were able to get before, was unbelievable!  I cannot imagine how many people they do this to! They are the worst of the worst! BEWARE!!! STAY AWAY!!!

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 1 of 36
35 REPLIES 35
Anonymous
Not applicable

Re: BEWARE OF FIRST PREMIER!!

Are we to take this to mean that you think First Premier sucks?

Message 2 of 36
Shogun
Moderator Emeritus

Re: BEWARE OF FIRST PREMIER!!


@Anonymous wrote:

Are we to take this to mean that you think First Premier sucks?


I'm going to go out on a limb and say yes.

 

thanks for the input on FP!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 36
Anonymous
Not applicable

Re: BEWARE OF FIRST PREMIER!!

I've had them for six months now. As I've been rebuilding and wasn't aware of this forum, I got approved for capital one secured and FP in October. Haven't had a problem with either one, knock on wood. As soon as FP hits the year mark and I also get a much better CC, I'm getting rid of it. It will have definitely served it's purpose.
Message 4 of 36
Anonymous
Not applicable

Re: BEWARE OF FIRST PREMIER!!

I don't think he dislikes First Premier....

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

He HATES them! Smiley Happy

Message 5 of 36
Anomalous
Senior Contributor

Re: BEWARE OF FIRST PREMIER!!

Smiley Frustrated

Keep both your credit and your body in top shape!

Message 6 of 36
Anonymous
Not applicable

Re: BEWARE OF FIRST PREMIER!!


@App_Addict wrote:

 BEWARE!!! STAY AWAY!!!


You registered for myFICO in 2008 and you waited until NOW to tell us this?

Message 7 of 36
Anonymous
Not applicable

Re: BEWARE OF FIRST PREMIER!!

Haha
Message 8 of 36
Anonymous
Not applicable

Re: BEWARE OF FIRST PREMIER!!


@App_Addict wrote:

They S*ck and and I mean they S*ck REAL BAD! My DW got them and it was one thing after another that they would do, to try to get fees! The last three things that made her close was, 1. She went to pay and it happened to be the last day on the due date. They said SORRY but it is after 7:00PM and you will be charged a $25.00 late fee! 2. Paid the next month in plenty of time, put the checking info. in and good to go...SO I THOUGHT! Noticed a week or so later that it did not post and I see a RETURNED CHECK FEE $25.00!!!!! I called and they said I must have put the info in wrong so they could not process!! **bleep**!!! I read it back to them and IT WAS RIGHT, but they said sorry, WRONG! How can they get away with this? So my DW told them to cancel right there. 3. They were VERY rude and just wanted to argue! After many, many attempts they did close it but the amount of money that they were able to get before, was unbelievable!  I cannot imagine how many people they do this to! They are the worst of the worst! BEWARE!!! STAY AWAY!!!


They are notorious for this. It's also one of the reasons that they charge thier annual fee in monthly installments - they hope you trip up, and forget to make your payment one month.

 

They *can* be a rebuilding tool, IF you have the time to devote to checking your accounts daily, and keeping on top of their bull pucky. They're just not a *good* rebuilding tool. 

 

Sorry your DW had to find out the hard way. But, onward to bigger and better things!

 

Message 9 of 36
App_Addict
Valued Contributor

Re: BEWARE OF FIRST PREMIER!!


@Anonymous wrote:

Are we to take this to mean that you think First Premier sucks?


REAL BAD! Smiley Mad

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 10 of 36
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