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BILT High Limit?

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Gregory1776
Valued Contributor

BILT High Limit?

ive seen as high as 30,000. Any such cases of it being able to be higher?



Experian [817] TransUnion [8**] Equifax [834]

Total Revolving Limits [$236,500]

PenFed Loan: $679/$8,000
3 REPLIES 3
rockstar53
Valued Member

Re: BILT High Limit?

Hello all,

I just got an email this morning saying my limit has been bumped from my initial 24k to 50k.

I didn't ask for the increase and I hold the Palladium. Currently hold about $4k balance half of the balance was transferred from old card. Also the card is reporting on EX and TU, not EQ

Starting Score: 536
Current Scores EQ/TU/EX Fico8: 791/792/792
Current Scores EQ/TU/EX Fico9: 790/767/793
Goal Score: 800

Take the myFICO Fitness Challenge

AMEX Plat; Apple Card (18.5K); BOFA Cash Rewards (40K); BOFA Travel Rewards (23K); Bilt (4K); BMW (17.5K); Chase Amazon (25.2K); Chase SW Priority (23K); Chase United Quest (20K); Citi Advantage (42K); Citi Rewards+ (12K); Discount Tire (10K); Discover (28K); DCU (20K); Ebay MC (10K); HSBC Premier (27K); HSBC Premier Elite (29K); Macys Amex (25K); Navy Fed More Rewards (21K); Navy Fed Flagship (46.1K); Navy Fed Platinum (12.9K); Pen Fed Gold (17.5K); Pen Fed Power Cash Rewards (25K); PNC Cash Rewards (15K); PNC Core (10K); Signature FCU (20K); Truist x2 (7.5K); WF Reflect (16.3K)
Message 2 of 4
heyryan
Frequent Contributor

Re: BILT High Limit?


@rockstar53 wrote:

Hello all,

I just got an email this morning saying my limit has been bumped from my initial 24k to 50k.

I didn't ask for the increase and I hold the Palladium. Currently hold about $4k balance half of the balance was transferred from old card. Also the card is reporting on EX and TU, not EQ


I got a similar email this a.m. and was a little surprised. I've been using the card as my main card since I got it, but was shocked by such a big bump so soon. It beats my highest CL buy a couple of grand, too...

Congratulations! We are excited to let you know that we have increased the credit limit on your Bilt Palladium Card from $12,000 to $50,000. Based on your account history and current credit standing, we are pleased to provide this increase.

Personal:
AmEx Gold NPSL

Business:

Credit Unions:

Banks:



(TU Split File - FIXED!)

Message 3 of 4
Bockrocker
Frequent Contributor

Re: BILT High Limit?

https://www.doctorofcredit.com/cardless-giving-large-unsolicited-credit-limit-increases-on-bilt-pall...

 

Definitely seems like some automated system went haywire.  Never heard of an unsolicited credit increase from 5k to 50k 😂

Message 4 of 4
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