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I would like to get a BJ's Visa card. I have no issues with credit in the last 24 months.
My scores are 674/694 in EX and TU. Also I have 1 enquiry last week(nothing else for last 12 months).
I have 1 new account in the last 12 months.
Is this a good time to apply or shd i wait
What is your current credit util?
I have had this card since April 2008. They pulled TU and mine was probably 680 or so then. I got a $3,000 CL!
Today I have $8,000 and they have been very good to me.
I say "Go for it!"