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BOA APR Reduction

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BOA APR Reduction

I have learnt a lot and is still learning from the valuable information this forum has.

Read earlier about interest rate reduction so I decided to give it a try and got my APR reduced to 19.24% with Bank of America.

 

Got offered a cash reward (card that i already have) and business card too (I don't have a business). But no new credit for me, so I politely declined.

 

Side note the CSR asked if I knew I had over $100 in points that can be redeemed........Smiley Very Happy:smileyvery-happy DUH

Amex Blue Cash $20k
Chase FU $9.2k
BOA Cash Rewards $13k
Comenity BJ's Perks Plus M/C $8k
Cap1 QS $750 (AU), BOA Auto
Nov. 2019 TU 796, EX 769, EQ 785
INQ 1/6, 1/12, 2/24.......TU-0, EX-2 EQ-2
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Valued Contributor

Re: BOA APR Reduction


@PutThatMoneyOnTheTable wrote:

I have learnt a lot and is still learning from the valuable information this forum has.

Read earlier about interest rate reduction so I decided to give it a try and got my APR reduced to 19.24% with Bank of America.

 

Got offered a cash reward (card that i already have) and business card too (I don't have a business). But no new credit for me, so I politely declined.

 

Side note the CSR asked if I knew I had over $100 in points that can be redeemed........Smiley Very Happy:smileyvery-happy DUH


Strong work!



















Your FICO credit scores are not just numbers, it’s a skill.

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Community Leader
Mega Contributor

Re: BOA APR Reduction

Very NiceSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
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