I was wondering what anyone's opinion is on this Card. I logged into my account and it says I'm prequalified for this card. It looks like an okay card. A $25 statement credit when you pay on time. You also get 12 months zero percent APR. I don't like the APR they are offering me on it , 21.99%. I don't think I'm going to apply for it. I just plan on gardening , and get my inquiries down. Currently 7 inquiries. My goal is getting an AMEX Costco True Earnings..
Currently TU Fico 721, Equifax Fico 690 Currently 8 Cards BOA Bass Pro $1500, Chase IHG $3500, DiscoverIT $3450, Cap One Platinum $3.300, GECARE $3900, Walmart Discover $2500, SHOPHQ $1000, Shell $900 with an overall Utilization of 13%.
