BOA Customized Cash Rewards Secured CC

[marcolovesCC]

Hello!

I'm on a journey of repairing my credit and so far I have Capital One's Platinum Credit Card with a $1,000 CL. I was thinking about adding BOA's secured credit card to my lineup as well and was wondering about their credit line policy. I wanted to know if you could add more to your CL after you make the initial deposit? An example would be if I do the initial $200 then add $1800 to boost my CL to $2000, or would I be stuck with that $200 until they graduate me to their unsecured card?

Thank you in advance!

[coreyb80]

Congrats on the approval and yes you can add more to your line.

[markbeiser]

You can add more after being approved, but from what I've seen on these forums, BoA favors people new to credit with their secured cards, rather than rebuilders with derogitory items on their report.

[Jeffster1]

I was approved for the BofA CCR Secured 2 months after my DC in January 2021. I started with 5K, and bumped it up to 10K a couple months later. It graduated in 8 months. Still my favorite card of all.