Hi all,
I have to get a government travel card and it seems that if I want to get the one with full limit I have to suffer through a hard pull. If I get the one with restricted limit, then there is no hard pull on my credit report.
I spoke with a BOA CSR and they told me that even if I decide to get the one wiht the full limit, not only will I get a hard inquiry, but in addition that card will not report unless it goes over 180 days without payment. In effect, you suffer the hard pull and don't get the benefit of a 5K tradeline showing on your CR.
Does anyone have any experience with this program. I had the AMEX version when this program first started and that was a huge pain.