BOA Prequel Site

[SFLSpotter9210]

So yesterday just out of curiosity I went on BOA website and put my info through and it showed that they recommended the Cash Rewards card with 200 bonus offer. Now just a little back story I burned them back in 2006 for a hefty line of credit. When I go onto AMEX & Chase they both say no soup for me. So does this mean that BOA has forgiven me and letting me back in? Hope everyone is having a wonderful start of their weekend. 

[Remedios]

That's not a prequal, that's "recommendation". Everyone who tries will get "recommendation".

Cards vary depending on what you put as "which cards are you interested in". 

[SFLSpotter9210]

I got ya. I tried it awhile ago and don't recall what it had stated but I believe it may have not recommended anything though. Thanks for replying nonetheless. Have a great day.

[barca]

@SFLSpotter9210  This situation is ymmv.

I burnt them heavily too in 2009 and I was welcomed back with open arms.

to increase your chances, I will recommend you first open a checking/savings with them.

2006 is a long time 

.

'your chances are very good but not certain

[SFLSpotter9210]

Thanks for the information on BOA. I'm not entirely certain if I'm up for that. I already have 5 checking and savings accounts opened already lol. But if I feel the need to apply I'll just go for it I guess lol. Have a great weekend. 

[Anonymous]

As a BoA member, I think they have minimal balances with out a monthly fee. 

I also have many account, most are just savings or special use accounts and makes it hard some times keeping track of passwords and login names

[coldfusion]

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@Anonymous wrote:

As a BoA member, I think they have minimal balances with out a monthly fee. 

I also have many account, most are just savings or special use accounts and makes it hard some times keeping track of passwords and login names

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Depending upon the account type (checking/savings) I believe you need either $500 mininum balance/$250/month direct diposit/$10K in another BoA account/portfolio to get monthly fees waived unless you are a fulltime student under 25.

As you've pointed out, at some point maintaining multiple accounts can become a nuisance, different people have different thresholds.  While BoA is definitely a relationship bank not everyone is willing to make this level of committment just to get one of their credit cards.

[SFLSpotter9210]

Yes totally agree it does become a nuisance to a degree. So they are a viable option if need be in the future. Right now nothing really excites me. Besides I'm truly blessed to have what I got now so I'll garden for a bit longer. Have a great weekend.

[JR_TX]

I also burned them for a lot in '09 and I already have a key to their kingdom! Heck I've already stopped asking for a CLI from them for 2 years now!

Depending on your HPs and new accounts in the last 12-24 months I say your current profile Pretty much merits an approval! 
Not sure about their PR card though.