I don't care if it was a prime card. They are silly!
It took me 2 months to get my credit card from them. I add my hubby as an AU. They kept sending the cards to me in his name. BOTH cards had his name on it. I called the special phone number for the Worldpoints card holders. Big deal! They do the same thing, send one card in his name then another.
My favorite has to be when I paid off both our cards. I sent in wire transfers. About a week later my card balance is zero, then a week after that I have a $1800 credit! They never paid on my husband's card. I even had the wire sent from TWO different checking accounts. To ensure there were no errors. We have cap one and never happened with them.
Then the whole CL thing. But the letter telling me I don't make enough for the card is crazy. I am very close to a 6 figure salary. The only debt I have is our house and AMEX blue. I am using less than 9% of all avialable credit to me. We own 3 cars. It blows my mind. The lady I spoke with was RUDE!
I rather deal with a lender that values me as a card holder. Let's not get into them not approving charges. I thought my FR with AMEX was a pain. Imagine standing in line and you can't use your BOA card for $200 bucks because you just spent $30 buck on gas. Yep, happend to me and my husband SEVERAL times.
I stopped using the card. I have other prime cards and I am happy with them.
Thanks letting me vent about BOA!