cancel
Showing results for 
Search instead for 
Did you mean: 

BOA SUCKS!!!

tag
Anonymous
Not applicable

BOA SUCKS!!!

Hi Everybody,
 
Hope ya'll are doing well   You know I was declined for a CL with BOA last week.  They pulled EQ and a collection account showed up I was unaware
 
So I let it go.,
 
I get a letter today telling me they did not approve my CL because I currently have sufficient available credit with us considering my income! 
 
Okay, I am not rich. Trust me on this.  My husband has this card with a CL of $2,500.  I have only $2K.  I make $20K more than my husband!  They gave him his CL increase but not me.
 
I hit the LUV button with Amex and got another $1K, could have gotten more!  So I have decided to cancel this stupid card.  It is the silliest thing I have ever seen.
 
I have 5 cards with AMEX, two with limits over $10K.  I have used this BOA card and maxed it twice and paid in full.
 
I just hung up with those losers!  After 10 mins of hold time. 
 
THEY SUCK!!
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: BOA SUCKS!!!

You just cancelled the PRIME card!
 
psss....hint....BOFA will give you CL that of a CD you have with them.....
Smiley Surprised
Message 2 of 8
Anonymous
Not applicable

Re: BOA SUCKS!!!

Me no likey Bofa either. It's like you kinda have to let them borrow your money for them to let you borrow more money from them. Pshh! No thank you.
Message 3 of 8
Anonymous
Not applicable

Re: BOA SUCKS!!!

i hear they are doing that alot
Message 4 of 8
Anonymous
Not applicable

Re: BOA SUCKS!!!

I don't care if it was a prime card.  They are silly! 
 
It took me 2 months to get my credit card from them.  I add my hubby as an AU.  They kept sending the cards to me in his name.  BOTH cards had his name on it.  I called the special phone number for the Worldpoints card holders.  Big deal!  They do the same thing, send one card in his name then another.
 
My favorite has to be when I paid off both our cards.  I sent in wire transfers.  About a week later my card balance is zero, then a week after that I have a $1800 credit!  They never paid on my husband's card.  I even had the wire sent from TWO different checking accounts. To ensure there were no errors.  We have cap one and never happened with them.
 
Then the whole CL thing.  But the letter telling me I don't make enough for the card is crazy.  I am very close to a 6 figure salary. The only debt I have is our  house and AMEX blue.  I am using less than 9% of all avialable credit to me.  We own 3 cars.  It blows my mind.  The lady I spoke with was RUDE! 

I rather deal with a lender that values me as a card holder.  Let's not get into them not approving charges.  I thought my FR with AMEX was a pain.  Imagine standing in line and you can't use your BOA card for $200 bucks because you just spent $30 buck on gas.  Yep, happend to me and my husband SEVERAL times.
 
I stopped using the card.  I have other prime cards and I am happy with them.
 
Thanks letting me vent about BOA!
 
 
Message 5 of 8
Anonymous
Not applicable

Re: BOA SUCKS!!!

well....don't feel bad. i make mid 6 figures and my Cl with bofa is only a $1,000. Smiley Indifferent
However i just got it and am using on exotic dancers at my office. So I hope to accumulate enough worldpoints to take one of the escort girls to aruba..Smiley Tongue
 
Anyway.,....it's a prime card and should have not be closed.
 
Message 6 of 8
Anonymous
Not applicable

Re: BOA SUCKS!!!

i hear you, but I think the card was not for me
 
I could care if that card was dripped in gold.  the headaches I had with them was not worth having another "prime" card. 
 
I wish everyone luck with BOA and for those who have never had problems I keep you in prayer. LOL
 
 
Message 7 of 8
Anonymous
Not applicable

Re: BOA SUCKS!!!

oh thank you. I will aks FICO gods to bless you...
Good luck.
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.