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BOA Secured

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kuku4koco
Frequent Contributor

Re: BOA Secured

Took me 2 weeks... Congrats Smiley Wink



EQ: 731 TU: 705 EX: 715

Cap1 QS: 9k USBank: 7k Amex BCE: 14.1k BoA: 8k Discover: 4.4k CareCredit: 12k *Various Store Cards: 18.7k
Message 11 of 22
CountryLivin
Valued Contributor

Re: BOA Secured

Thanks kuku! It's gonna be a long two weeks! Smiley Happy

Message 12 of 22
DaveInAZ
Senior Contributor

Re: BOA Secured


@CountryLivin wrote:

When I check my application status, it still says under review, but they took the $99 out of my checking account on Christmas Eve....so I assume that I was approved. How long does it usually take to get the BOA secured credit card?


Ah, you got the $99/$500 card. Yeah, it's secured, but for $99 deposit you get a $500 CL, a much better secured card. I got my BoA scured card in May, it took 3-4 biz days after they took the money from my account until they acknowledged it & the app was showing approved.

Message 13 of 22
CountryLivin
Valued Contributor

Re: BOA Secured

Hey DaveinAZ, how so you like this card so far?

Message 14 of 22
DaveInAZ
Senior Contributor

Re: BOA Secured


@CountryLivin wrote:

Hey DaveinAZ, how so you like this card so far?


Well, to be honest, there's not much to like about it - I only deposited $300 so $300 CL, and no rewards. Compared to my other cards - CLs up to $10k and as much as 5% rewards on Discover, 2% on Barclays or 1.5% on everything on Cap One Quicksilver, there's not alot to like about it. But it does seem to be accomplishing my intent - solidifying my credit rebuild from my 2010 BK7, which included $8100 on a BoA CC. After turning me down flat last Oct. Discover started mailing me weekly invites in June & approved me w/$4k CL when I app'd in July.  And a credit union in Tucson known as a conservative lender mailed me a pre-approval for a Visa Gold and approved me for $4k CL when I app'd in early Dec.

 

With a username of "CountryLivin" I assume you also live in the boonies? I bought a 10 acre property in rural SE AZ 10 years ago and love country living - the peace & quiet, and 10 minute drive to work with no traffic, not a single stop sign, let alone a traffic light. But, I thought I moved to someplace warm - low in the teens this morning and high of only 48 tomorrow with snow flurries in the AM. Brrr! At 4200' elevation it gets cold in southern AZ in the winter.

Message 15 of 22
CountryLivin
Valued Contributor

Re: BOA Secured

DaveinAZ Wrote:

 

With a username of "CountryLivin" I assume you also live in the boonies? I bought a 10 acre property in rural SE AZ 10 years ago and love country living - the peace & quiet, and 10 minute drive to work with no traffic, not a single stop sign, let alone a traffic light. But, I thought I moved to someplace warm - low in the teens this morning and high of only 48 tomorrow with snow flurries in the AM. Brrr! At 4200' elevation it gets cold in southern AZ in the winter.

 

Yep, I live in the country and I love it! I am in Illinois, live in teh country, but close enough to town to not have to worry about shopping. I love Arizona....thought about moving close to Prescott a few years back. I hate the Illinois winters, even though this year so far has been great!

Message 16 of 22
CountryLivin
Valued Contributor

Re: BOA Secured

I just checked online again and I was approved for the 99/500 secured card.

 

 
Congratulations, your credit card application has been approved! You will receive your credit card within 7 to 10 days and the Welcome Package within 10 to 14 days at the address you provided.
 
I was beginning to wonder, as I hadn't heard anything, they took the money out of my account, but it is still listed in my checking account as an authorization.
Message 17 of 22
CountryLivin
Valued Contributor

Re: BOA Secured

I finally received my card today! :-)

Message 18 of 22
creditguy
Valued Contributor

Re: BOA Secured

Congrats!!!!
Message 19 of 22
Anonymous
Not applicable

Re: BOA Secured

Congrats! BofA Secured was my first on rebuild. Now a Cash Rewards, it's my oldest.
Message 20 of 22
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