Does anyone know which CRA BofA pulls?
The preapproved offer says no lates. I have a 60 day late that was about 5 to 6 years ago on Infiniti Financial Services. However, I was trying to get the creditor removed from my CR and instead they verified it as correct in May 2009 and now my Experian CR says that I had negative information posted to my account 1.3 years ago ( May 2009).
Is this hurting my score very much. I have credit monitoring from USAA ( Experian) and my Experian FAKO score is 712 compared to EQ FAKO of 738 and TU FAKO of 716. The 60 day late is not on either the EQ or TU.
My Fico scores from MY Fico are :EQ- 735 and TU 734.
Any help would be appreciated.
Thanks.
