I got the BOA Travel Rewards Visa Sig back in April 2014. CL is currently $5000.00
Last month, I got an unexpected APR reduction from them (from 22.99 to 14.64%), so I was feeling my oats and decided to do a CLI request yesterday. I asked for $15K, thinking they would counter-offer. I would be happy with $10K, or even $8K.
Got the 7-10 day message instead. 
Based on the information I've gotten on the board, it seems like the 7-10 message is not necessarily a decline and recon is possible. Any suggestions on how to go about this? I am planning on traveling in August and would like to have a larger CLI. Any tips on trying to convince them to grant the request?
Thx!
@Dw4250 wrote:I got the BOA Travel Rewards Visa Sig back in April 2014. CL is currently $5000.00
Last month, I got an unexpected APR reduction from them (from 22.99 to 14.64%), so I was feeling my oats and decided to do a CLI request yesterday. I asked for $15K, thinking they would counter-offer. I would be happy with $10K, or even $8K.
Got the 7-10 day message instead.
Based on the information I've gotten on the board, it seems like the 7-10 message is not necessarily a decline and recon is possible. Any suggestions on how to go about this? I am planning on traveling in August and would like to have a larger CLI. Any tips on trying to convince them to grant the request?
Thx!
Definitely not a decline.. It's hard to be patient, but be patient. 
It could be as little as a couple of hours or a couple of days. I think you're gonna get it! Or at least 10. You could call them if you want to expedite it along.
@KennyRS wrote:Definitely not a decline.. It's hard to be patient, but be patient.
Thx Kenny! Do you think I'm better off calling them Monday, or wait a couple of days to see if something comes through automatically? I just got the CK HP ding e-mail, so at least I know they have the request 
@Dw4250 wrote:
@KennyRS wrote:Definitely not a decline.. It's hard to be patient, but be patient.
Thx Kenny! Do you think I'm better off calling them Monday, or wait a couple of days to see if something comes through automatically? I just got the CK HP ding e-mail, so at least I know they have the request
Not sure to be honest. I know in the past I've called on the weekend when I was doing a BT. That call went well and I got exactly what I wanted. (This was probably 1-2 years ago, though.) So maybe it's best now. People are lovely on the weekend. haha! GL
@KennyRS wrote:Not sure to be honest. I know in the past I've called on the weekend when I was doing a BT. That call went well and I got exactly what I wanted. (This was probably 1-2 years ago, though.) So maybe it's best now.
I assumed they'd be closed on the weekends. Hmmm...maybe I'll give it a go. Did you use the backdoor number?
@Creditaddict wrote:You will probably see the cli by Monday, just log in.
Sounds good CA! I will wait until Monday and if nothing then give them a jingle. Does anyone know if they would auto-counter (if such a word exists) meaning would they automatically assign me highest possible limit I qualify for, or do I need to call in to get the counter offer?