How forgiving is BOFA with past collection accounts?
I burned BOFA YEARS ago, collection fell off about a year ago as well. Would they look back like 10 years to see if I burned them in the past? I don't want to apply knowing it'll be a flat out denial.
Also, which CR do they pull? I'm in California. Any info would be much appreciated!
my scors are EQ: 678 / TU: 757 / EX: 752 Util: 2% INQ (10-15avg)
