BOFA and auto CLI's....

[mdd0214]

I've had a cash rewards card for years. I've always needed to click for a quick CLI. They are very generous. A few weeks ago I asked for another $5k on my travel rewards and they bumped me up by $10k. Seeing this thread I thought why not try the same thing with cash rewards since that link has been available as well and again they exceeded my request by about $5k. Very generous lender. Great balance transfer offers all the time too. I've also very easily secured APR reductions with a quick phone call. Had a very helpful rep that time as well but don't know if that's par for the course since its the only time I've called in 5+ years.

[Zar]

Do they counteroffer if you ask too much?

[lhcole77]

Alaska

Approved April 2014 $5K

CLI July 2014 $15K

Auto CLI April 2015 $18K

CLI July 2015 $28K

[Anonymous]

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@Zar wrote:

Do they counteroffer if you ask too much?

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Yes, they will counter. 

[pizza1]

Thank you everyone for all the personal stories and comparisons on your cards with BOFA! Im not expecting or looking for an auto, I was just wondering if its rare, or common.

Seeing from comments, its looking more rare, but as always its a YMMV thing too, and Im seeing mixed results. Im in the garden, and don't want to leave it just for a CLI on the card, so was hoping to see maybe a little luv, even $500 cli maybe as an auto after my 1 yr approaches....(crossing fingers)..LOL not that hopeful though.

Thanks again for taking the time to comment! I always appreciate the feedback

[Anonymous]

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@pizza1 wrote:
Thank you everyone for all the personal stories and comparisons on your cards with BOFA! Im not expecting or looking for an auto, I was just wondering if its rare, or common.

Seeing from comments, its looking more rare, but as always its a YMMV thing too, and Im seeing mixed results. Im in the garden, and don't want to leave it just for a CLI on the card, so was hoping to see maybe a little luv, even $500 cli maybe as an auto after my 1 yr approaches....(crossing fingers)..LOL not that hopeful though.

Thanks again for taking the time to comment! I always appreciate the feedback

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You're welcome pizza! 

[galahad15]

I received only one auto-CLI on my (current/now) BoA TR VS card, but only after I had already had the card for almost 10 years already.  So far, no auto-CLIs on my other BoA cards.

[Anonymous]

I started with a 5K regualr no-frills BankAmericard MC in August of last year which I have since PCd to a CashRewards MC.  Hadn't seen any CLIs nor had I asked for any, but last month I had a notice when I logged into my account that I had an offer for a soft-pull CLI.  The SP ended up being a 2K increase!

So it wasn't purely auto as I had to take action on my part, but the offer was there the month after I hit the one year mark.

[Peteyglad]

I have never gotten an auto CLI from BOA. They have been pretty generous if you request one though, the downside being a HP of course. 

[acciofirebolt]

I got the CashRewards card in May 2015 with a SL of $800, I got a auto CLI to $2,300 in May 2016. I used the card really heavily as it was pretty much my everyday card, my utility was pretty high on the card around the time they gave me the CLI too if I remember correctly.