BTs and Discover Question

[GreyvyTrain]

Does anyone know if doing a BT from Discover to a CU (Balance from Discover, transferred to CU) has any hold with Discover on CLIs? Wondering if anyone has ran into them throwing a denial code for using BT to pay them off instead of a regular payment? My CU has no fee for BT and less than half the APR of Discover, so I was gathering info and considering this option.

[Kforce]

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@GreyvyTrain wrote:

Does anyone know if doing a BT from Discover to a CU (Balance from Discover, transferred to CU) has any hold with Discover on CLIs? Wondering if anyone has ran into them throwing a denial code for using BT to pay them off instead of a regular payment? My CU has no fee for BT and less than half the APR of Discover, so I was gathering info and considering this option.

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No real data point, however I would think it looks better to pay it down regardless.

Less financial loss, and unlikely "Discover" would care how you paid it.

[GreyvyTrain]

@Kforce That's what I was thinking, thanks for the insight!