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@readyfireaim wrote:I think they use the term Additional Card Member (ACM).
+1. They do not use the term "authorized user". Usually an AU is someone who get to use the account but isn't held liable for their own charges if they default.
With AMEX this is not the case, an Additional Cardmember gets their own account and can in fact be held liable for their charges.
Actually someone said AMEX does not backdate people to when they were an AU on another card. This is not true. If I was an AU in 2000 and got my own card in 2013, they would backdate my card to 2000 assuming they still had records. If they didn't, I would need to prove I was first an AU in 2000 (via the original card/bill/credit report etc.).
What they no longer do is the following: I get an AMEX as AU this year and the original card holder is from 2000, they will not backdate my AMEX back to the original card holder's member date.
The rule is that AMEX will basically backdate your AMEX to the year you first had an AMEX in any fashion. Of course, they have to have records of it or you do.
@Anonymous wrote:Actually someone said AMEX does not backdate people to when they were an AU on another card. This is not true. If I was an AU in 2000 and got my own card in 2013, they would backdate my card to 2000 assuming they still had records. If they didn't, I would need to prove I was first an AU in 2000 (via the original card/bill/credit report etc.).
What they no longer do is the following: I get an AMEX as AU this year and the original card holder is from 2000, they will not backdate my AMEX back to the original card holder's member date.
The rule is that AMEX will basically backdate your AMEX to the year you first had an AMEX in any fashion. Of course, they have to have records of it or you do.
^^^^^^^^^^^
What Crashem said is true. Prior to applying for my ZYNC & Delta SkyMiles Gold, I confirmed that I was shown in their system as an AU/ACM from 1999. My cards haven't arrived yet, but I have already contacted service, requested the backdating and received confirmation that a new card would be sent reflecting 'Member Since 99'.
@readyfireaim wrote:
@Anonymous wrote:Actually someone said AMEX does not backdate people to when they were an AU on another card. This is not true. If I was an AU in 2000 and got my own card in 2013, they would backdate my card to 2000 assuming they still had records. If they didn't, I would need to prove I was first an AU in 2000 (via the original card/bill/credit report etc.).
What they no longer do is the following: I get an AMEX as AU this year and the original card holder is from 2000, they will not backdate my AMEX back to the original card holder's member date.
The rule is that AMEX will basically backdate your AMEX to the year you first had an AMEX in any fashion. Of course, they have to have records of it or you do.
^^^^^^^^^^^
What Crashem said is true. Prior to applying for my ZYNC & Delta SkyMiles Gold, I confirmed that I was shown in their system as an AU/ACM from 1999. My cards haven't arrived yet, but I have already contacted service, requested the backdating and received confirmation that a new card would be sent reflecting 'Member Since 99'.
Both of these posts are true. When I didn't have any AmEx cards, my sis added me as a AU on her Gold account in 2008; later, when my hubby opened his Gold Rewards account in 2010, he added me as an AU on his acct but my card on his acct. reflected the 2008 date as my "member since" date. HOWEVER, when I got my own AmEx Green card in 2012 - and thanks to the advice on these boards, inquired about about my original member date from college - my member date was changed to 1989 on the card on my acct. And when my hubby upgraded his account to a platinum this year, my new card on his account now reflect the "member since 1989" date while his card on his acct has his membership date as 2010.