Backdating amex cards

[Kratos-TM]

...............

[Kratos-TM]

I wonder if Bank of America or Discover does this?

[Anonymous]

No, just Amex

[Kratos-TM]

I keep learning more and more reasons everyday to love AMEX. From soft pulling to 3xCLI's to backdating......they just seem so "pro-customer", more than all the rest.

[xerostatus]

I just finished an online chat session;

Reporting back with VERY straightforward sucess:

you: Hello, I have recently joined amex (was approved for the blue cash everyday card)

rep: Great!

you: and I actually was a member in the past with an older account as well, and i was wondering if you can change the MSD to reflect the correct date of my old account

rep: A warm welcome to American Express Family! (smile)

you: i have the old account number on hand, if that is helpful

rep: Oh okay!

rep: Sure!

rep: I will be glad to assist you with that.

rep: Is this [NAME]?

you: old account no: ********************

you: yes, this is [NAME]

rep: Thank you for confirming!

rep: May I please know the Member Since Date you wish to update on your account?

you: i believe on the old account it was 8/1991

rep: Thanks for detail...

rep: I am processing the request to change your Member Since Date to 1991.
* You will receive your new Card in 9 - 12 business days. Your account number will not change.
* Your new Card may have a different expiration date
* We recommend that you notify any Merchants who automatically bill your account, to provide them with the new expiration date
* You may continue to use your existing Card until you receive the new Card.
* Remember to call and activate your new Card when you receive it.

May I proceed?

you: Yes

rep: Sure!

rep: Done!

rep: You are all set!

Easier than I thought; my AAoA is going to be happy. /dance

[Anonymous]

That's how it usually works. Very easy, usually less than 3 min.

[mongstradamus]

I guess I would do an update on my backdate attempt on my new BCP. They sent me a new bcp with the new msd. For the first time my amex bcp reported with experian, and it reported 9/95 as my open date, which was my first year in college. I am pretty thrilled about that :-)

[OptimalFICO]

I was gonna say, definitely greedy lol... but go for it! Most people are not astute enough to identify the discrepancy, even assuming all the info was on one screen for them to see. Congrats on your success!!!

[newmomnewme]

I am going to apply next Spring. Please let me know if I should even try. Here's my story: 

I had an Amex Green in college closed for non-payment (late 90s).....then I had one through my job (06-08)....gave it up when I got my current job.

Now, they are all over my EX CR (sometimes twice a week). Is this a good or bad thing? And if I get approved, Can they really backdate me to 1998?

[Anonymous]

As long as they can locate you in their files or you have your old account number, yes.

Good luck when you try