Anybody have a backdoor number for Advanta?
I have been carrying a 10k balance with them for a couple years and they recently lowered my limit below my balance (so i now get charged a monthly over limit fee) and 37.18% interest rate (up from 7.9).
the limit change is unexplained and rate increase is due to 1 late (11 days for a piece of mail to travel 500 miles. i know, online payment on their web site. i do that now.)
can they charge 37.18%? i feel like Sal and Vinny will show up with baseball bats to collect the monthly payment. the bank says they will not reevaluate for a year. i'm working on a home equity to clear up the credit cards but its taking time.
(this post was split off from the Backdoor Numbers thread)
Message Edited by Scamp on 01-27-2009 07:07 PM
