Balance Transfer After Signup Bonus

[PNW_Hunter]

Balance Transfer After Signup Bonus

Opened the US Bank Altitude Reserve and Bank of America Customized Cash cards and am wondering if I’ll lose the rewards or signup bonus if I do a balance transfer from the Altitude Reserve to CC after meeting the spending requirement?

BOA CC has a 0% for 15 months on balance transfers and purchases, so would rather keep the money in pocket if they’re offering.

Thanks!

[portlandmusician]

@PNW_Hunter No, if you hit the spend requirement, then do a balance transfer, you won't lose rewards nor the sign-up bonus. However, to get the introductory balance transfer APR, as I am sure you know, you need to do it within 60 days of opening the account.

Since it is 0% APR on purchases and balance transfers, you can do a balance transfer, and then continue to spend on it to hit the sign-up bonus, too. But, to answer your question, nope. Spend, meet sign-up bonus requirement, and as long as you do the balance transfer within 60 days, you'll be fine.