Ideally it would be nice to have a little more wiggle room but it's okay to BT your balances to one card. I usually like to only have one card reporting as well. It makes life simpler. Your utilization will take a temporary hit but your scores will rebound. Using most of your available credit and gradually paying it down, will show lenders that you know how to manage large balances. My only suggestion... please make sure you pay more than the minimum payment each month. Congrats on the consolidation and enjoy the benefits of your hard work!
