Balance Transfer card w/ ZERO fee

ralvarez2678 · ‎09-15-2023

Hey guys, any promotions out there w/ no interest AND 0% transfer fees?

I've search the threads and plenty of no interest transfers but looking for on w/out the fee.

just curious as I'm looking to transfer a balance and i'm being cheap on paying the fee.

thanks

TG10X · ‎09-15-2023

@ralvarez2678 wrote:
Hey guys, any promotions out there w/ no interest AND 0% transfer fees?
I've search the threads and plenty of no interest transfers but looking for on w/out the fee.
just curious as I'm looking to transfer a balance and i'm being cheap on paying the fee.
thanks

First Tech has a few cards with zero transfer fees. Also Wings Financial.

youngandcreditwrthy · ‎09-15-2023

doesnt the first tech card require use of their checking account though or some type of membership to them? Been thinking about that one.

Nayola · ‎09-15-2023

Chase has a few cards with 15 to 18-month 0% balance transfers with no fees.

Xanthos472 · ‎09-15-2023

BECU has 0%/12 months on BT with no BT fee, same goes for Langley FCU.

ralvarez2678 · ‎09-15-2023

thanks guys, I will check them out

markhs777 · ‎09-15-2023

An alternative to the 0% fee is to apply for example, a WF Reflect card with 0% APR for 21 months. Do your shopping with the card and pay off the interest cards. A no annual fee and a 27k Cl for me so I use it as a BT card in essence.

hdporter · ‎09-18-2023

@Nayola wrote:
Chase has a few cards with 15 to 18-month 0% balance transfers with no fees.

I'd love to see some details ...

To my knowledge, Chase has no "$0 bt fee" products, even as an intro offer. There was a Chase card, "Slate", that until about 3 years ago did offer up intro bt terms with no fee. Such a promo hasn't seen the light of day since.

ptatohed · ‎09-19-2023

I think there was a thread within the last few months on this topic with a few good suggestions. No BT fee offers are getting harder and harder to find. If you can find it, I don't think there are any terms over 12 months.

[ Signature in dire need of updates. It's on my to-do list.

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5% CB rotating:

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Everyday 3% CB:

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Everyday 5%:

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Companion Card:

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Everyday 2.2% CB:

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Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo):

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On my radar:

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Still Waiting for an Invite:

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No hope:

Xanthos472 · ‎09-19-2023

@hdporter wrote:
@Nayola wrote:
Chase has a few cards with 15 to 18-month 0% balance transfers with no fees.
I'd love to see some details ...

To my knowledge, Chase has no "$0 bt fee" products, even as an intro offer. There was a Chase card, "Slate", that until about 3 years ago did offer up intro bt terms with no fee. Such a promo hasn't seen the light of day since.

Supposedly there are Slate Edge in-branch offers floating around with 0 BT fee, can't remember where I saw this posted.