Balance Transfer check to yourself

[Simply827]

Hi all.

I wanted to know what were some cards that give you the ability to process a balance transfer, but allow you to deposit a check into your own account. And it falls under a BT interest rate, not cash advance. I recently saw such an offer from my Citi TYP and I had no idea this was even a possibility. 

Thanks.

[MC9199]

Barclaycard, but I'm not sure if it is available with all card types or accounts. Mine is iTunes and I can do this.

[Anonymous]

I know Discover can as well

[Gunnar419]

I've had this with Barclay Sallie Mae MC, Chase Amazon Visa, and CapOne Venture One.

In some cases it takes a long time before the issuer starts sending out those BT checks, though, six months or a year.

[plasticguy]

I have received 0 % checks in the mail that I can deposit to my bank from BOFA, Citi, Chase, Capital One & PNC.

[Simply827]

I have a few of the cards mentioned. I'll keep an eye out. 

Thanks.

[B335is]

BoA and Citi send them to me about weekly. I did this once with BoA and it was not considered cash advance, it was balance transfer.

[RushXTC]

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@Simply827 wrote:

Hi all.

I wanted to know what were some cards that give you the ability to process a balance transfer, but allow you to deposit a check into your own account. And it falls under a BT interest rate, not cash advance. I recently saw such an offer from my Citi TYP and I had no idea this was even a possibility. 

Thanks.

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I guess it's only Citi... I did that with my Simplicity.

BoA does it too, But you need to go to the branch and see if there's any offers linked to your account. (My dad does it all the time)

Discover only does it from one credit card to there's (True BT).

[DomoNomo]

So far, I've got BT checks from Wells Fargo, Citi and Discover. 

[FinStar]

I agree with the the others, just be sure to read the fine print and T&C attached with those promotional BT checks.