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Balance Transfers and Authorized Users

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Anonymous
Not applicable

Re: Balance Transfers and Authorized Users


@Gmood1 wrote:

@AverageJoesCredit wrote:

@Gmood1 wrote:

@AverageJoesCredit 

Off the top of my head.

Andrews FCU

First Tech FCU

AOD FCU

Consumers Credit Union

 

 


Wow, interesting.  I assume to do that one has to have a really strong profile/ income? I know First Tech is income driven, conservative and prefers not alot of credit. 


First tech for sure.
They are so picky. Even though I'm a member. I won't touch them.

 

I think @Anonymous  is with CCU as well. I only became member because he was.😂 Honestly that is the truth!

I'm member, but haven't tried getting a CC with them.

 

The others it's a toss up.

AOD, as long as your payment history is good. You have a great chance of being approved. Income doesn't need to be astronomical.

This is in small town Alabama.

The UW decides not a machine.


Yes, I am with CCU but no longer use them!  At one time, they offered great rates on checking, especially with $1000 a month charge on their credit card (a fairly standard 3/2/1 grocery/gas/everything offering).   The card was good for buying useful (thin plastic) things from a website through a portal.     Then they reduced the rate and the amount it applied to (and some other things) so no more interest

Message 11 of 13
Anonymous
Not applicable

Re: Balance Transfers and Authorized Users


@Anonymous wrote:

@Gmood1 wrote:

@AverageJoesCredit wrote:

@Gmood1 wrote:

@AverageJoesCredit 

Off the top of my head.

Andrews FCU

First Tech FCU

AOD FCU

Consumers Credit Union

 

 


Wow, interesting.  I assume to do that one has to have a really strong profile/ income? I know First Tech is income driven, conservative and prefers not alot of credit. 


First tech for sure.
They are so picky. Even though I'm a member. I won't touch them.

 

I think @Anonymous  is with CCU as well. I only became member because he was.😂 Honestly that is the truth!

I'm member, but haven't tried getting a CC with them.

 

The others it's a toss up.

AOD, as long as your payment history is good. You have a great chance of being approved. Income doesn't need to be astronomical.

This is in small town Alabama.

The UW decides not a machine.


Yes, I am with CCU but no longer use them!  At one time, they offered great rates on checking, especially with $1000 a month charge on their credit card (a fairly standard 3/2/1 grocery/gas/everything offering).   The card was good for buying useful (thin plastic) things from a website through a portal.     Then they reduced the rate and the amount it applied to (and some other things) so no more interest


And thanks to @Gmood1 for reminding me about CCU.   Turns out that they initiated a monthly $5 fee for inactive accounts (haven't been hit yet, but still) so just closed our accounts

Message 12 of 13
Gmood1
Super Contributor

Re: Balance Transfers and Authorized Users

I kick $5 a month to CCU to show activity.

Just cancelled First Tech and Andrews this week. Will close PSECU and Alliant next in the coming months.

Langley will be on the chopping block as well, if they don't loosen up.

Message 13 of 13
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