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@Gmood1 wrote:
@AverageJoesCredit wrote:
@Gmood1 wrote:Off the top of my head.
Andrews FCU
First Tech FCU
AOD FCU
Consumers Credit Union
Wow, interesting. I assume to do that one has to have a really strong profile/ income? I know First Tech is income driven, conservative and prefers not alot of credit.
First tech for sure.
They are so picky. Even though I'm a member. I won't touch them.
I think @Anonymous is with CCU as well. I only became member because he was.😂 Honestly that is the truth!
I'm member, but haven't tried getting a CC with them.
The others it's a toss up.
AOD, as long as your payment history is good. You have a great chance of being approved. Income doesn't need to be astronomical.
This is in small town Alabama.
The UW decides not a machine.
Yes, I am with CCU but no longer use them! At one time, they offered great rates on checking, especially with $1000 a month charge on their credit card (a fairly standard 3/2/1 grocery/gas/everything offering). The card was good for buying useful (thin plastic) things from a website through a portal. Then they reduced the rate and the amount it applied to (and some other things) so no more interest
@Anonymous wrote:
@Gmood1 wrote:
@AverageJoesCredit wrote:
@Gmood1 wrote:Off the top of my head.
Andrews FCU
First Tech FCU
AOD FCU
Consumers Credit Union
Wow, interesting. I assume to do that one has to have a really strong profile/ income? I know First Tech is income driven, conservative and prefers not alot of credit.
First tech for sure.
They are so picky. Even though I'm a member. I won't touch them.
I think @Anonymous is with CCU as well. I only became member because he was.😂 Honestly that is the truth!
I'm member, but haven't tried getting a CC with them.
The others it's a toss up.
AOD, as long as your payment history is good. You have a great chance of being approved. Income doesn't need to be astronomical.
This is in small town Alabama.
The UW decides not a machine.
Yes, I am with CCU but no longer use them! At one time, they offered great rates on checking, especially with $1000 a month charge on their credit card (a fairly standard 3/2/1 grocery/gas/everything offering). The card was good for buying useful (thin plastic) things from a website through a portal. Then they reduced the rate and the amount it applied to (and some other things) so no more interest
And thanks to @Gmood1 for reminding me about CCU. Turns out that they initiated a monthly $5 fee for inactive accounts (haven't been hit yet, but still) so just closed our accounts
I kick $5 a month to CCU to show activity.
Just cancelled First Tech and Andrews this week. Will close PSECU and Alliant next in the coming months.
Langley will be on the chopping block as well, if they don't loosen up.