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This might sound like a stupid question but I can't seem to find the answer on the forums....
Can I transfer a balance from any account that I choose or do I have to have a BT offer from that card? For example I'm thinking about transferring the balance on my CSR (recently lost my job) to possibly a Citi DP if I decide to take the prequal offer from Citi. Can I just initiate the transfer or do I have to be eligible or something from my CSR account. Thanks in advance.
@Anonymous wrote:This might sound like a stupid question but I can't seem to find the answer on the forums....
Can I transfer a balance from any account that I choose or do I have to have a BT offer from that card? For example I'm thinking about transferring the balance on my CSR (recently lost my job) to possibly a Citi DP if I decide to take the prequal offer from Citi. Can I just initiate the transfer or do I have to be eligible or something from my CSR account. Thanks in advance.
You dont need anything on the CSR. Only offer you need to worry about would be on the Citi card. Chase will just see it as an electronic payment.
You can transfer a balance on most non store cards at anytime. If you have the credit limit available with the fee included.
Now most wouldn't do it if it wasn't 0 percent. My Sallie Mae I can always transfer a balance but it might be at 25.99%. Lol gotta check promotions and stuff.
Check the terms and conditions before you apply. Keep in mind with no income from a job it might be hard to apply and get approved if you are honest on your application...
Nothing to add to the topic at hand, just wanted to say that I'm glad you have another job ☺️