@Anonymous wrote:
Twenty one years ago I declared bankruptcy. I did manage to get back on my feet and have been debt free for the past ten years. Fast forward to 2015, I tried to pre-qual for a Cap.one card. Cap one's web site stated in no uncertain terms " If you used Cap. One for a prior bankruptcy filing you may not qualify for our credit cards" I looked up my old bankruptcy filing, and sure enough Cap one was listed. My questions are 1. Has anyone ever had an experience with an app for a credit card like this? 2. Is this a routine statement from Cap. one, or was I targeted by Cap one because of a misfortune years ago?
I had included Cap1 in my BK7 discharged in Jan 2010 and I have (3) CC's with approx $6.5k in credit with them. I think you should be fine...
Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til
