Barclay Reward initial CL

[Anonymous]

Got a pre-approval advertising 0% for 24 months.  I have a big purchase planned and this would be great to pay over a few months.

I was just wondering what kind of CL people were getting with this card?  I've never had a barclay account, so I'm not familiar with their credit approvals

[Anonymous]

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@Anonymous wrote:

Got a pre-approval advertising 0% for 24 months.  I have a big purchase planned and this would be great to pay over a few months.

I was just wondering what kind of CL people were getting with this card?  I've never had a barclay account, so I'm not familiar with their credit approvals

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Nice offer. Are you sure the 24mos isn't just for BT's though?

[Anonymous]

24 months on new purchases, and  BT's, but the BT has to be posted within 45 days of account opening

[Anonymous]

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@Anonymous wrote:

24 months on new purchases, and  BT's, but the BT has to be posted within 45 days of account opening

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I assume your after promo is 14.99. I figure you'll get between $5,000 and $10,000.

[Imperfectfuture]

So THAT'S what happened to barclay's pre approval link (guess it's less work for csr's and recons). Now they buy the bucket of pre approvals.

[longtimelurker]

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@Anonymous wrote:

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@Anonymous wrote:

24 months on new purchases, and  BT's, but the BT has to be posted within 45 days of account opening

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I assume your after promo is 14.99. I figure you'll get between $5,000 and $10,000.

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Seems to really vary, some people get the lowest limit  on Barclays (three years ago I got 4.7K on my Rewards.  After closing that, last year I got $5K on Sallie Mae, less than 1/2 of my next lowest limit)  But others get good limits.

[Anonymous]

Congratulations. That's a great deal!

[Anonymous]

Barclay Rewards MC is a World MC and the initial CL must be at least $5k. Zero APR seems to be quite common for them on purchases as well as BT. Be prepared to receive a LOT of mail from them pushing you to take the BT. They'll send you checks like once a month. However, 24 mos seems quite a lot. I've only seen 15-18 mos so far...

[Imperfectfuture]

Um, in the list of cards for barclay's, the rewards card changed from average to good credit in the listing, but it's not automatically a WMC. And many start with much lower balances (however, the Sallie Mae IS automatically a WMC, with starting limits around 1500, and the arrival + too, we've seen starting limits from 600 for that one).

YMMV very much with this card.

[taxi818]

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@Anonymous wrote:
Barclay Rewards MC is a World MC and the initial CL must be at least $5k. Zero APR seems to be quite common for them on purchases as well as BT. Be prepared to receive a LOT of mail from them pushing you to take the BT. They'll send you checks like once a month. However, 24 mos seems quite a lot. I've only seen 15-18 mos so far...

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No. It's not. World in name only. As most don't pay  attention to visa signatures or world any more. For a fact my brother has 2600 limit on his rewards mc. Started at 1300. So who knows.