Barclay closed my account...

jsickz32 · ‎08-30-2013

So about 2 months ago i received a letter from barclay telling me they have closed my account.
Reason on the letter were too much available credit with other lenders.
I didnt even bothered calling them. Last time i used that card was in november 2011. My total CL from when i opened that card was 9k, at the time they closed the account my total cl was 100k+ but 2% utl spread on 2 cards.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

youngandcreditwrthy · ‎08-30-2013

Yikes! Sorry to hear, but we all know they suck! Lol

Anonymous · ‎08-30-2013

@youngandcreditwrthy wrote:
Yikes! Sorry to hear, but we all know they suck! Lol

Hahaha +1

MsLadyRover · ‎08-30-2013

With your card line up, I'm sure you won't even miss them.

Impressive limits!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

jsickz32 · ‎08-30-2013

Its whatever. It was the apple card and the APR was 26.99% lol

Only got the card to get 12 months 0% offer

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

jsickz32 · ‎08-30-2013

@MsLadyRover wrote:
With your card line up, I'm sure you won't even miss them.
Impressive limits!

Thanks!

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

navigatethis12 · ‎08-30-2013

Perhaps they will soon close mine. I use it every month, but the limit is only 4600, with is almost the lowest I have and the credit I have has gone up significantly since I was approved for their card.

youngandcreditwrthy · ‎08-30-2013

Omg! 26.99%?! Is that legal?!?
😳 Lol

jsickz32 · ‎08-30-2013

@navigatethis12 wrote:
Perhaps they will soo.close mine. I use it every month, but the limit is only 4600, with is almost the lowest I have and the credit I have has gone up significantly since I was approved for their card.

I dont know man but mine was out of nowhere. The card was only 9 months old when i started opening lots of accounts and they never bothered me. And now that i havent apped for anything in months they closed my account. barclays is weird.

I feel like if i would of called they would reopened my account but meh it was whatever.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

jsickz32 · ‎08-30-2013

@youngandcreditwrthy wrote:
Omg! 26.99%?! Is that legal?!?
😳 Lol

I think thats what the apr was lol i know it was on the 20s but dont remember exactly

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)