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Barclays Reward is useless need help PCing or finding value

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Fico2Go
Established Contributor

Barclays Reward is useless need help PCing or finding value

 I called Barclays to PC to the Pricelibne card but was told I had to app directly.  

Now i'm stuck with this card and don't see any value in keeping it other than have an extra TL.  

 

Help me find value in Barlays product please.  Where's the beef in Barclays Rewards? 

 

 

 

 

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Barclays Reward is useless need help PCing or finding value

Groceries, Gas when category cards arent at 5%, utilities.
Message 2 of 15
Callandra
Valued Contributor

Re: Barclays Reward is useless need help PCing or finding value

I love mine as a starter card but early next year, I'm going to apply for Sallie Mae and Rewards will be permanently sockdrawered (or maybe they'll let me some of the limit to Sallie Mae). I would love to be able to do a PC to SM but I'm yet to find a success story for that. 

 

I think it's really good to build credit as it's easy approval and you do get some rewards. 

Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500

Last HP: 9/27/2015
Message 3 of 15
juggalo9er
Valued Contributor

Re: Barclays Reward is useless need help PCing or finding value

i had the rewards card and wanted the upromise, applied for it and they allowed me to move my limit from rewards to upromise...call the backdoor number as soon as you apply

Message 4 of 15
Anonymous
Not applicable

Re: Barclays Reward is useless need help PCing or finding value


@Callandra wrote:

I love mine as a starter card but early next year, I'm going to apply for Sallie Mae and Rewards will be permanently sockdrawered (or maybe they'll let me some of the limit to Sallie Mae). I would love to be able to do a PC to SM but I'm yet to find a success story for that. 

 

I think it's really good to build credit as it's easy approval and you do get some rewards. 


Basically this, it is an easy to get card, but with better credit, 2% everywhere cards like double cash are obviously better than 2% somewhere cards like rewards.

Message 5 of 15
Anonymous
Not applicable

Re: Barclays Reward is useless need help PCing or finding value


@Anonymous wrote:

@Callandra wrote:

I love mine as a starter card but early next year, I'm going to apply for Sallie Mae and Rewards will be permanently sockdrawered (or maybe they'll let me some of the limit to Sallie Mae). I would love to be able to do a PC to SM but I'm yet to find a success story for that. 

 

I think it's really good to build credit as it's easy approval and you do get some rewards. 


Basically this, it is an easy to get card, but with better credit, 2% everywhere cards like double cash are obviously better than 2% somewhere cards like rewards.


It's still a decent card except for the atrocious interest rate past the promo period.

Message 6 of 15
wacdenney
Valued Contributor

Re: Barclays Reward is useless need help PCing or finding value

The only reason I hang on to mine is for the TU FICO score.

Message 7 of 15
Anonymous
Not applicable

Re: Barclays Reward is useless need help PCing or finding value

Walmart's TU FICO feature is better. You can pull a new score every day just by opting out and opting back in.
Message 8 of 15
Fico2Go
Established Contributor

Re: Barclays Reward is useless need help PCing or finding value


@wacdenney wrote:

The only reason I hang on to mine is for the TU FICO score.


 

Thanks for reminding me  I do in fact appreciate the free FICO which compliments my Discover scores in between dates.  

SDing might be the only answer for Barclays Rewards.

 

I'm trying to avoid apping for a second Barclayss since all offer such horrible rewards.  

 

 

 

 

 

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 9 of 15
Anonymous
Not applicable

Re: Barclays Reward is useless need help PCing or finding value


@Fico2Go wrote:

@wacdenney wrote:

The only reason I hang on to mine is for the TU FICO score.


 

Thanks for reminding me  I do in fact appreciate the free FICO which compliments my Discover scores in between dates.  

SDing might be the only answer for Barclays Rewards.

 

I'm trying to avoid apping for a second Barclayss since all offer such horrible rewards.  

 

 

 

 

 

 


The Sallie Mae is good, at least for Amazon/bookstores.

Message 10 of 15
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