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@Anonymous wrote:Not sure if this is on topic but... what if I have 3 cards. 1 bofa secured $300, 1 barclay rewards card $1000 and amex green NPSL. I usually let the amex green report a balance. Should I also let my barclays report a small balance also?
So we don't jack this thread and it can stay on topic I will PM you.
Thanks for the response, it makes sense. Cap One reports the statement balance I believe, but I think HSBC reports whatever balance you have at the end of each month, which is a week before my statement prints. Anyone have an idea when Barclays would report, is it statement balance? I wish they all were statement balance, it would make it so much easier.
Any advice from anyone as to whether I should actually garden for a while now that I have 3 credit cards total? Or should I apply for more card(s) right now so inquiries will be at same time? I am not sure if getting more credit would help rebuild at this point or whether 3 cards are enough. All have no annual fees. I don't know if I should consider closing the low limit HSBC?
Thanks again for all feedback, it is very helpful!!!