BeFrugal AMEX Gift Cards

[Kostya1992]

Hello Everyone!

Was just wondering if anyone here recently had success buying gift cards from AMEX via BeFrugal to help meet a credit card spend? I really like the 1.5% cashback that BeFrugal offers. Currently looking into buying some gift cards from AMEX for the family to help meet my spend on Citi TYP Premier and wondering if this is considered OK from Citi's side? Thanks.

[Anonymous]

---

@Kostya1992 wrote:

Hello Everyone!

Was just wondering if anyone here recently had success buying gift cards from AMEX via BeFrugal to help meet a credit card spend? I really like the 1.5% cashback that BeFrugal offers. Currently looking into buying some gift cards from AMEX for the family to help meet my spend on Citi TYP Premier and wondering if this is considered OK from Citi's side? Thanks.

---

It's fine as long as it's not excessive.  I would put some other regular spend on there as well.

[kdm31091]

Dont go crazy with it. Next time just apply for something when you know you have expenses coming up to meet spend, as technically right now you're just spending extra money to get the bonus which makes little sense

[Kostya1992]

I genuinely am interested in investing into some gift cards though, there are some birthdays and events coming up at the end of the summer and something like AMEX gift cards could be the perfect gifts. Especially when BeFrugal is offering 1.5% cashback and whatnot. I'll be getting the bonus either way but this could help me get it faster. The only thing I'm afraid of is spooking Citi, but I would pay off the balance in a few months without any issues.

EDIT: Also, what is considered to be "going crazy" in your opinion? I'd never do this with an AMEX credit card as I know they're insane about it, but I've never heard about Citi caring. I just want to avoid headache and that's all. This isn't something I need I'm just wondering if anyone has any recent experiance with them. Thanks.

---

@kdm31091 wrote:
Dont go crazy with it. Next time just apply for something when you know you have expenses coming up to meet spend, as technically right now you're just spending extra money to get the bonus which makes little sense

---

[kdm31091]

No one can tell you at what point they will care. Technically, its probably against terms and conditions so if they want to do something about it they will.

By going crazy, I meant something like buying 1000 in gift cards and nothing else at all.

[Anonymous]

---

@kdm31091 wrote:
No one can tell you at what point they will care. Technically, its probably against terms and conditions so if they want to do something about it they will.

By going crazy, I meant something like buying 1000 in gift cards and nothing else at all.

---

Amex is in fact the safest card to do it on!  You are buying directly from Amex, with no bonus category, so it's not like buying gift cards from a grocery store and getting a grocery bonus.

Going crazy means different things to different people.   I buy about $20K a month, others do much more.   The best value is the $2K cards.   If you don't have the shipping plan, the purchase fee and shipping costs negate the gains on smaller value cards (and using fee-free or free shipping codes will prevent cash back)

[taxi818]

---

@Kostya1992 wrote:

I genuinely am interested in investing into some gift cards though, there are some birthdays and events coming up at the end of the summer and something like AMEX gift cards could be the perfect gifts. Especially when BeFrugal is offering 1.5% cashback and whatnot. I'll be getting the bonus either way but this could help me get it faster. The only thing I'm afraid of is spooking Citi, but I would pay off the balance in a few months without any issues.

EDIT: Also, what is considered to be "going crazy" in your opinion? I'd never do this with an AMEX credit card as I know they're insane about it, but I've never heard about Citi caring. I just want to avoid headache and that's all. This isn't something I need I'm just wondering if anyone has any recent experiance with them. Thanks.

---

@kdm31091 wrote:
Dont go crazy with it. Next time just apply for something when you know you have expenses coming up to meet spend, as technically right now you're just spending extra money to get the bonus which makes little sense

---

---

They Don't care as long as you are buying them from them. hehehe

[Closingracer99]

---

@Kostya1992 wrote:

Hello Everyone!

Was just wondering if anyone here recently had success buying gift cards from AMEX via BeFrugal to help meet a credit card spend? I really like the 1.5% cashback that BeFrugal offers. Currently looking into buying some gift cards from AMEX for the family to help meet my spend on Citi TYP Premier and wondering if this is considered OK from Citi's side? Thanks.

---

Isn't this close to being MS? I wouldn't condone that at all

[kdm31091]

Its not just close to MS. It is MS. Where one stands on that varies as far as whether they feel its right, but this is MS.

[Anonymous]

---

@Closingracer99 wrote:

---

@Kostya1992 wrote:

Hello Everyone!

Was just wondering if anyone here recently had success buying gift cards from AMEX via BeFrugal to help meet a credit card spend? I really like the 1.5% cashback that BeFrugal offers. Currently looking into buying some gift cards from AMEX for the family to help meet my spend on Citi TYP Premier and wondering if this is considered OK from Citi's side? Thanks.

---

Isn't this close to being MS? I wouldn't condone that at all

---

They said it was for gifts, must we think the worst immediately?