Best 3X, 4X and 5X credit cards!

[Spacewater]

What are the best 3X, 4X and 5X cash back credit cards out there currently?  The higher, the better! Now, go!!!! 

[Ficoproblems247]

Welcome to the forums, @Spacewater ! The best cards are the ones that fit your spend. It's hard for anyone to recommend a card if we know nothing about you. What does your spend look like? How is your credit profile? Is your score 350? Is it 850? Have you opened 1 card in the last 10 years? Have you opened 10 cards in the last month? Details are required unless you want a bunch of people throwing out arbitrary answers that you would have more luck finding with a Google search.

[rosco75]

Welcome to the forums! Please use the search feature - this topic has lots of threads already. 

--now GO!!

[Hoben02]

You can use the CardPointers app it will give suggested cards by spend category

[Spacewater]

Thank you! I've seen a post here on myFico with username TheFIGuy, he posted the list of all cards that give 2% cash back. I'm looking for a similar list but with 3% to 5%. Not specific to any category though,  I'm just curious. I'm currently using my NFCU More rewards alot. 

[Anonymous]

---

@Spacewater wrote:

Thank you! I've seen a post here on myFico with username TheFIGuy, he posted the list of all cards that give 2% cash back. I'm looking for a similar list but with 3% to 5%. Not specific to any category though,  I'm just curious. I'm currently using my NFCU More rewards alot. 

---

So you asking about flat rate cards?  AFAIK, there are no such cards paying 4 or 5% on all transactions.   There are some that pay 5% on the first $1000 each month for example, which may or may not be close, depending on your total spend.   AOD has stopped offering 3% card to new customers (current users are grandfathered, at least for now), USAlliance does have a 3% card but as of now the 3% stops at the end of 2022.   

[Remedios]

---

@Spacewater wrote:

What are the best 3X, 4X and 5X cash back credit cards out there currently? The higher, the better! Now, go!!!! 

---

Now, go???

I don't think this is how questions get answered, like what's next ..now, fetch!!!? 

Anyway, welcome to the forum and please quantify *best for what* 

Now, go!!!

[Brian_Earl_Spilner]

We need your most used spending areas. Now, go!

[Anonymous]

---

@Brian_Earl_Spilner wrote:

We need your most used spending areas. Now, go!

---

If OP really means flat rate cards, doesn't matter so much.   Why doesn't everyone just get the flat rate 20% card and forget all the worrying about which card to use when!

[kilroy8]

Have not seen cards mentioned, outside of unattainable AOC.

MoreRewards is pretty close to flat 3%, if you don't want to juggle cards, you could do worse than that. Most of us around here do the juggling, though.

I don't wanna go, so there.