Best Buy Rewards zone Gold CLI

frio · ‎01-13-2012

Called in today and spoke to a credit analyst and with a soft pull i got a cli increase of 120.00 not much but its something esp being for a softpull

Starting Score: 589 / TU: 600
Current Score: 696 / TU: 696
Goal Score: 700 / TU: 700

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Juan123 · ‎01-13-2012

thats weird. in nov i also got a $120 CLI... maybe in Feb they'll give me a better one >_<

Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750

Take the FICO Fitness Challenge

Long way to go ^_^

afbar1114 · ‎01-13-2012

well you guys are lucky i cant seem to get a CLI from them but i can get a amex??? go figure maybe ill call and threatin to cancel the account

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650

frio · ‎01-13-2012

Whats crazy is we were just talking about the account in general and she says I can try and get you a CLI so I was like why would she tell me that without me asking, then i asked if it was a SP or HP and she said that she could try to get a CLI with the info they have on file and if not they would have to do a HP. That was followed by a 120 CLI with a SP. She also said call back in 6 months to try for another

Starting Score: 589 / TU: 600
Current Score: 696 / TU: 696
Goal Score: 700 / TU: 700

Take the FICO Fitness Challenge

CS800 · ‎01-13-2012

Congrats on your CLI !

Those credit analyst there enjoy denying me any CLI.

Creditaddict · ‎01-13-2012

and this would be the problem with having my reports locked!!

I want to try for a CLI!

Anonymous · ‎01-13-2012

I called them today and asked for a CLI, they said they would have to pull my credit and see. I asked if it would be a HP or a SP and the customer service rep couldn't tell me. So I told them not to move forward and tried calling the backdoor line. I basically got the same answer from them, they told me that the is no way fro them to know if they'll be doing a HP or a SP its all automated and I guess depends on whats in the credit file.

Anonymous · ‎01-13-2012

Last November I called the number on the back of the card and got a CLI from 500 to 800 (this was the first initiated CLI I've gotten and I called several times prior to this). The next day I decided to call the HSBC backdoor, agreed to a hard pull on EQ and got a new CLI to 1500. I knew my fico was pretty good (mid 700s), so a couple of hours later I reconed again and eventually I got it up to 3000.

It started off with a 300 CL no AF over four years ago, but my credit has improved drastically since then.

So in my opinion if you have one of these so called "plan B" BBRZ MC but have good credit, you're willing to take a hard pull and you want a decent CLI, talking to a credit analyst may be the only way to get one.