My history..
Filed BK 7 in july 2005 ........AAoA is 5 yrs
I have 6 cards now.........
BB Store card MAX CL of 750.00...balance 0.. opened 4 yrs
chevron 750 CL 0 balance 1 yr
cap one 2000 CL 480.00 balance 4 yrs
Fairwinds CU 2500.00 new
Discover HSBC 1300.00 0 balance 5yrs
Barclay NFL Visa 3000.00 CL ....0 balance)..November 2011
I still have 1 collection... will be there till december 2012 ......
All the rest of my accounts are closed in good standing dating back to 2001....
I have a Best buy store card ( b account extended credit) since 2008..no lates....the 750 CL above..
I wanted to see what Cap one was going to do with this account....I would like to get a credit CL of 5000.00 store card....
(Jealous ...my mother in law and I went into BB and she wanted a card with a 4000.00 limit ......they shot back 10000........WOW
Should I close the plan B account down now and wait till December and reapply and hope to get approved for a new Cap one version of the card or just hold on to it ??
Just wondering how it would hurt my AAoA???
I can live with the little hit for Utlization
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