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@Girl_In_The_City wrote:With a low risk tolerance I would stick with HYSA. I personally use High-Yield Savings Accounts – Daily Rates | DepositAccounts to check for the best rates. You can be making more than what you are getting with Amex. As far as the secured cards go when they graduate is based on your credit portfolio. For example, 6 months is not a gurantee with Discover. If you are just wanting another trade line you can put $1,000 on a secured card and wait for it to graduate and grow. Both Discover and Navy Fed will grow over time once they graduate.
Ummm, I think you posted in the wrong thread.
@ptatohed wrote:Ummm, I think you posted in the wrong thread.
Yes, but it made you read the thread, and then you gave me "Kudos".
Thank You
@Kforce wrote:
@ptatohed wrote:Ummm, I think you posted in the wrong thread.
Yes, but it made you read the thread, and then you gave me "Kudos".
Thank You
Lol. I'm not complaining! It was a good read/re-read!
It is interesting to see how several of these CU CCs have changed since 2022.
I didn't realize at first the thread was old till I read about the interesting USAlliance credit card (which I closed literally 3 days ago!)
Then I checked the date...
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