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Best Chase Balance Transfer Offers?

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SALEEN961
New Contributor

Best Chase Balance Transfer Offers?

I noticed that my Chase cards often have different balance transfer offers, and I'm wondering which Chase cards typically have the best offers available. My Freedom Unlimited and Amazon Prime cards have no offers right now. My Freedom card usually has the most and best offers, it currently has 12 month 0% and 1.99% APR transfer offers with a 5% transfer fee. Both offers on my Freedom card are for up to 15K and can be deposited into my checking account.

 

What balance transfer offers are you guys seeing?

Discover IT 40K | Chase Freedom Unlimited 27.1K | Chase Freedom 25K | Chase Amazon 24.1K
Verizon Visa 15K | AMEX BCE 10K | PayPal Extras MC 10K | DCU Platinum 10K

EX FICO 8: 817 Amex | EX Classic FICO: 817
EQ FICO: 811 DCU | EQ Classic FICO: 806
TU FICO 8: 820 Discover | TU Classic FICO: 797
Message 1 of 6
5 REPLIES 5
ptatohed
Senior Contributor

Re: Best Chase Balance Transfer Offers?

Are you asking only about Chase?  I don't know what Chase is offering me because I don't pay attention.  But for my citi ThankYou card, I can't help but notice when I receive offers weekly and get bombarded every time I log in!  I still try to ignore them.  lol

 

 

 

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Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 2 of 6
TrapLine
Established Contributor

Re: Best Chase Balance Transfer Offers?

@SALEEN961 

 

Interesting ... since 2006 I have never received a Balance Transfer offer from Chase (Business or Personal). Record is clean other than in 2001  had a BK with Chase in it.

Message 3 of 6
SALEEN961
New Contributor

Re: Best Chase Balance Transfer Offers?


@TrapLine wrote:

Interesting ... since 2006 I have never received a Balance Transfer offer from Chase (Business or Personal). Record is clean other than in 2001  had a BK with Chase in it.


My Freedom card almost always has some type of balance transfer offer available. My Freedom Unlimited card doesn't have offers available as often, and when it does they usually have a 1% higher balance transfer fee compared to my Freedom card. I cannot remember if my Prime Visa has ever had a balance transfer offer. 

Discover IT 40K | Chase Freedom Unlimited 27.1K | Chase Freedom 25K | Chase Amazon 24.1K
Verizon Visa 15K | AMEX BCE 10K | PayPal Extras MC 10K | DCU Platinum 10K

EX FICO 8: 817 Amex | EX Classic FICO: 817
EQ FICO: 811 DCU | EQ Classic FICO: 806
TU FICO 8: 820 Discover | TU Classic FICO: 797
Message 4 of 6
SALEEN961
New Contributor

Re: Best Chase Balance Transfer Offers?


@ptatohed wrote:

Are you asking only about Chase?  I don't know what Chase is offering me because I don't pay attention.  But for my citi ThankYou card, I can't help but notice when I receive offers weekly and get bombarded every time I log in!  I still try to ignore them.  lol


I'm mainly asking about Chase as they have been sending me a bunch of pre-approved offers lately, but if another bank has better balance transfer offers or sign up bonuses, I would certainly consider them.

Discover IT 40K | Chase Freedom Unlimited 27.1K | Chase Freedom 25K | Chase Amazon 24.1K
Verizon Visa 15K | AMEX BCE 10K | PayPal Extras MC 10K | DCU Platinum 10K

EX FICO 8: 817 Amex | EX Classic FICO: 817
EQ FICO: 811 DCU | EQ Classic FICO: 806
TU FICO 8: 820 Discover | TU Classic FICO: 797
Message 5 of 6
SALEEN961
New Contributor

Re: Best Chase Balance Transfer Offers?

If anyone has any balance transfer offers for thier Sapphire Preffered or Slate Edge cards, I would love to hear about it

Discover IT 40K | Chase Freedom Unlimited 27.1K | Chase Freedom 25K | Chase Amazon 24.1K
Verizon Visa 15K | AMEX BCE 10K | PayPal Extras MC 10K | DCU Platinum 10K

EX FICO 8: 817 Amex | EX Classic FICO: 817
EQ FICO: 811 DCU | EQ Classic FICO: 806
TU FICO 8: 820 Discover | TU Classic FICO: 797
Message 6 of 6
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