Best Credit Cards for 2018

[800who]

I'm sure there is a forum out there on this topic already, however I wanna hear opinion's on best cards right now. I'm mainly interested in cash back type cards, but open to all opinions, plus new cards people have gotten that they like or dislike for 2018! Thanks!

EDIT: I want to hear what people are using for travel cards... I'm not a traveler, but I would like to be so if I could get a card that could help with a vacation of some sort then all the better!

[Sloedough]

Best is subjective. It depends on some factors.

Chase

If you bank with Chase, their cards are great. Still great if you don't.

- Freedom - Higher cash back with rotating categories

- Freedom Unlimited - Cash back at a flat rate

- Sapphire (Preffered or Reserve) - Point card, but if paired with a Freedom, you can transfer the points from/to a cash back card.

American Express

Amex offers some great cash back cards.

- Blue Cash - 3% back on groceries and 2% back on gas

- Blue Cash Preffered - 6% back on groceries and 3% back on gas, however has a $95 annual fee.

Capital One

Capital One offers some good cash back cards

- Quicksilver - 1.5% back on all purchases, no annual fee (The One version has a $39 annual fee)

- Savor - Don't know the details, but is good if you eat out alot.

This is subjective. I do not have a relationship with Discover, Citi or anyone else. These are the 3 companies I deal with. Your situation may be different.

[darkpearl]

I am loving my Uber card. Definitely recommend.

[Kforce]

Same as 2017.

See my signature

[Anonymous]

I like Chase because it is easy to get the 5% cashback on Amazon and Gas. You have to activate them once in a while on none Amazon Chase cards, such as Slate and Freedom.The problem is my credit limit on each card that wouldn't budge.. 16 years (1 CLI), 11 years (1 CLI) and 4 years (1 CLI). I guess I need to apply with HP to get them increased. 

American Express, once you have an account you can apply for other accounts with SP through their offers (info that I gathered). 1%,3%,6% cashback and generous CLI on my BCP. Best card ever but with annual fee $95.

Citibank has automatic discount (three months period) on purchased. However, you have to talk to a representative sometimes to give you the 5% discount on any purchased you made at least that is what I have received on mine. 

Capital One ----> No more CLI like 6 months or 1 year. Low cash back per centage so not recommended anymore. 11 years 2 months, 11 years, 2 months, 15 years 9 months.  

[kilroy8]

Discover IT. With cashback match, 14 mo/0% intro rate. Unrivaled 10% back on the quarterly categories (up to $150 earned per quarter) 2% on everything else. You can also get 10% on the Discover Deals (Target online, etc.) with no max.

And no annual fee!

[Anonymous]

Nice cash back! They sent me an offer but at the moment I cannot apply for any credit card because I still trying to get mortage soon. I will apply for Discover next time once mortage application is done. I also heard Discover is very generous with their CLI too. 

[sarge12]

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@800who wrote:

I'm sure there is a forum out there on this topic already, however I wanna hear opinion's on best cards right now. I'm mainly interested in cash back type cards, but open to all opinions, plus new cards people have gotten that they like or dislike for 2018! Thanks!

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Chase Amazon Prime Visa Signature card is my most used card....no other card even comes close...but I'm disabled, and get almost everything except groceries through Amazon. 

[AverageJoesCredit]

Best Credit Cards for 2018 are ones that will approve you

[wasCB14]

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@Sloedough wrote:
Capital One

Capital One offers some good cash back cards

- Quicksilver - 1.5% back on all purchases, no annual fee (The One version has a $35 annual fee)

- Savor - Don't know the details, but is good if you eat out alot.

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QS1 has a $39 AF, not $35.

But it's hard to call even a no-AF 1.5% card one of the best (unless someone is rebuilding) when there are so many 2%+ cards around.