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Best Credit Unions For High Limit Credit Cards $25K +

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naptime
Contributor

Best Credit Unions For High Limit Credit Cards $25K +

Ive been searching the forum to see my best options for some new CU cards.

 

I currently have cards with the following CU's all at a $25K CL: 

 

NFCU

PenFed

USAA

 

I came across a list of the 100 largest CU

 

100 Largest Credit Unions

 

Id appreciate any recomendations from the list or Just from anyones personal experience.

 

Thanks for the help guys.

 

 
 
7 REPLIES 7
Adkins
Legendary Contributor

Re: Best Credit Unions For High Limit Credit Cards $25K +

RBFCU, based out of San Antonio/Austin, though they have branches in several parts of the state


Last HP 08-07-2023



Message 2 of 8
naptime
Contributor

Re: Best Credit Unions For High Limit Credit Cards $25K +


@Adkinswrote:

RBFCU, based out of San Antonio/Austin, though they have branches in several parts of the state


I can apply even tho Im from NY ?

 

What bureau do they pull if you know ?

 

Thanks 

Message 3 of 8
Adkins
Legendary Contributor

Re: Best Credit Unions For High Limit Credit Cards $25K +


@naptimewrote:

@Adkinswrote:

RBFCU, based out of San Antonio/Austin, though they have branches in several parts of the state


I can apply even tho Im from NY ? I don't know. They generally require military affiliation or a be a county resident (not sure if this one still applies, I joined over a decade ago via the military option.) 

 

What bureau do they pull if you know ? TU for membership, CC and loans. There are some data points to be found, just do a forum search. 

 

Thanks 


I'd check their website for eligibility to join. 


Last HP 08-07-2023



Message 4 of 8
UncleB
Credit Mentor

Re: Best Credit Unions For High Limit Credit Cards $25K +


@naptimewrote:

Ive been searching the forum to see my best options for some new CU cards.

 

I currently have cards with the following CU's all at a $25K CL: 

 

NFCU

PenFed

USAA

 

I came across a list of the 100 largest CU

 

100 Largest Credit Unions

 

Id appreciate any recomendations from the list or Just from anyones personal experience.

 

Thanks for the help guys.

 


Not to derail your train-of-thought but to hopefully assist, I'll make a quick note that while USAA does require membership they aren't a CU, they are a Federal Savings BankSmiley Wink

 

To most this nuance won't matter, but if someone's genuinely looking for a CU experience it's worth noting. Smiley Happy

Message 5 of 8
UpperNwGuy
Valued Contributor

Re: Best Credit Unions For High Limit Credit Cards $25K +

Why are you focusing your energies on credit unions and ignoring banks?  Most credit unions limit their memberships to certain categories of people, making their cards hard to obtain.  Navy, PenFed, and Alliant seem to be the three credit unions who actively market their credit cards nationwide.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 6 of 8
Anonymous
Not applicable

Re: Best Credit Unions For High Limit Credit Cards $25K +

Justice FCU and NASA FCU.

Message 7 of 8
Viva-LV
Frequent Contributor

Re: Best Credit Unions For High Limit Credit Cards $25K +

Alliant is great.  You might try First Tech: if your profile is strong, there have been hits and misses posted.  They seem to be inquiry-sensitive, and want ID verification.  I joined, but got shot down on an app for cc.

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 400K Club
Message 8 of 8
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